Home and contents insurance

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Cover for unspecified portable contents

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Home and contents insurance comparison

Last updated: 8 December 2025
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Checked for accuracy by our qualified fact-checkers and verifiers. Find out more about fact-checking at CHOICE

Compare over 60 home insurers from across the market to help you find the right cover for your building and contents. Our comparison includes policies offered by Apia, NRMA, GIO, QBE, Budget Direct, Youi and more.

No phone calls, no commissions. Unlike other insurance comparison websites, we don’t get paid by any of the insurers we’re comparing. This means you sometimes won’t see price scores for insurers like NRMA and RACV, but it also means we don’t recommend insurers based on how much they pay comparison websites. We only recommend the best insurance policies for you.

Products list

Displaying all 98 products
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Insurer (A-Z)
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Price score (High-Low)
Sorry, no products meet the criteria for the filters you've applied.
Image of QBE Home
77

QBE Home

Price score 76
Customer satisfaction N/A
Fire, storm and theft Covered
Flood Covered
Underinsurance protection 30% (building and contents)
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Image of TIO Territory Home
71
Price score 74
Customer satisfaction N/A
Fire, storm and theft Covered
Flood Covered
Underinsurance protection 30% (building and contents)
Join CHOICE
Image of Allianz Home and Contents
68
Price score 74
Customer satisfaction 55
Fire, storm and theft Covered
Flood Covered
Underinsurance protection 30% (optional, building only)
Join CHOICE
Image of GIO Classic
68
Price score 77
Customer satisfaction 55
Fire, storm and theft Covered
Flood Covered
Underinsurance protection 25% (optional, building only)
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Image of Westpac Home
66
Price score 78
Customer satisfaction N/A
Fire, storm and theft Covered
Flood Covered
Underinsurance protection None
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Image of St.George Home
66
Price score 78
Customer satisfaction N/A
Fire, storm and theft Covered
Flood Covered
Underinsurance protection None
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Image of Sure Home & Contents
65
Price score 73
Customer satisfaction N/A
Fire, storm and theft Covered
Flood Covered
Underinsurance protection None
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Image of Suncorp Classic
64
Price score 65
Customer satisfaction 65
Fire, storm and theft Covered
Flood Covered
Underinsurance protection 25% (optional, building only)
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Image of GIO Classic Extras
63
Price score 51
Customer satisfaction 55
Fire, storm and theft Covered
Flood Covered
Underinsurance protection 25% (building only)
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Image of Suncorp Classic Extras
61
Price score 47
Customer satisfaction 65
Fire, storm and theft Covered
Flood Covered
Underinsurance protection 25% (building only)
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Image of Guild Home Essential
60
Price score 53
Customer satisfaction N/A
Fire, storm and theft Covered
Flood Covered
Underinsurance protection 20% (building only)
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Image of Aldi Household
58
Price score 58
Customer satisfaction N/A
Fire, storm and theft Covered
Flood Covered
Underinsurance protection None
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Image of RACQ Household
57
Price score 55
Customer satisfaction 91
Fire, storm and theft Covered
Flood Covered
Underinsurance protection None
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Image of RAA Home and Contents
56
Price score 46
Customer satisfaction 86
Fire, storm and theft Covered
Flood Covered
Underinsurance protection 10% (building and contents)
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Image of NAB Home and Contents
55
Price score 52
Customer satisfaction N/A
Fire, storm and theft Covered
Flood Covered
Underinsurance protection None
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Image of Guild Home Elite
54
Price score 29
Customer satisfaction N/A
Fire, storm and theft Covered
Flood Covered
Underinsurance protection 20% (building only)
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Image of Real Insurance Top
52
Price score 50
Customer satisfaction N/A
Fire, storm and theft Covered
Flood Covered
Underinsurance protection None
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Image of GIO Platinum
51
Price score 15
Customer satisfaction 55
Fire, storm and theft Covered
Flood Covered
Underinsurance protection 30% (building only)
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Image of Huddle Comprehensive
50
Price score 49
Customer satisfaction N/A
Fire, storm and theft Covered
Flood Covered
Underinsurance protection None
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Image of AHM Comprehensive
50
Price score 50
Customer satisfaction N/A
Fire, storm and theft Covered
Flood Covered
Underinsurance protection None
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Image of Honey Household
50
Price score 38
Customer satisfaction N/A
Fire, storm and theft Covered
Flood Covered
Underinsurance protection None
Join CHOICE
Image of Huddle Basic
48
Price score 57
Customer satisfaction N/A
Fire, storm and theft Covered
Flood Covered
Underinsurance protection None
Join CHOICE
Image of AHM Basic
48
Price score 57
Customer satisfaction N/A
Fire, storm and theft Covered
Flood Covered
Underinsurance protection None
Join CHOICE
Image of Bupa Comprehensive
44
Price score 36
Customer satisfaction N/A
Fire, storm and theft Covered
Flood Covered
Underinsurance protection None
Join CHOICE
Image of Bupa Basic
43
Price score 44
Customer satisfaction N/A
Fire, storm and theft Covered
Flood Covered
Underinsurance protection None
Join CHOICE
Image of ING Home and Contents
N/A
Price score N/A
Customer satisfaction N/A
Fire, storm and theft Covered
Flood Optional
Underinsurance protection 25% (optional, building only)
Join CHOICE
Image of Qantas Home and Contents
N/A
Price score N/A
Customer satisfaction 42
Fire, storm and theft Covered
Flood Optional
Underinsurance protection 25% (optional, building only)
Join CHOICE
Image of HCF Home and Contents
N/A
Price score N/A
Customer satisfaction N/A
Fire, storm and theft Covered
Flood Covered
Underinsurance protection None
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Image of Coles Home and Contents
N/A
Price score N/A
Customer satisfaction 69
Fire, storm and theft Covered
Flood Optional
Underinsurance protection 25% (optional, building only)
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Image of COTA Home and Contents
N/A
Price score N/A
Customer satisfaction N/A
Fire, storm and theft Covered
Flood Covered
Underinsurance protection None
Join CHOICE
Image of Ozicare Home and Contents
N/A
Price score N/A
Customer satisfaction N/A
Fire, storm and theft Covered
Flood Optional
Underinsurance protection 25% (optional, building only)
Join CHOICE
Image of Australian Seniors Top
N/A
Price score N/A
Customer satisfaction N/A
Fire, storm and theft Covered
Flood Covered
Underinsurance protection None
Join CHOICE
Image of BOQ Household
N/A
Price score N/A
Customer satisfaction N/A
Fire, storm and theft Covered
Flood Covered
Underinsurance protection None
Join CHOICE
Image of Huddle Black
N/A
Price score N/A
Customer satisfaction N/A
Fire, storm and theft Covered
Flood Covered
Underinsurance protection None
Join CHOICE
Image of Bupa Ultimate
N/A
Price score N/A
Customer satisfaction N/A
Fire, storm and theft Covered
Flood Covered
Underinsurance protection None
Join CHOICE