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CBA Contents Cover Plus (renters)

CBA Contents Cover Plus (renters)

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Cover score
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Customer satisfaction
51%

Description

Insurer
CBA
Policy
Contents Cover Plus (renters)
Owner type
Renters
Provider
Hollard Insurance Partners Limited
About the insurer
CBA

Cover summary

Contents cover
  • Nominate a sum insured for your contents
  • 25% underinsurance safety net
Legal liability
  • Up to $20 million
  • Cover for people named on the policy
  • Cover for incidents in Australia
Renters liability
1

Cost

Same price to pay monthly
1
ACT price comparison
N/A
NSW price comparison
N/A
NT price comparison
N/A
North Queensland price comparison
N/A
South Queensland price comparison
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SA price comparison
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Tasmania price comparison
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Victoria price comparison
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WA price comparison
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Covered events

Theft
  • Covers theft and attempted theft
  • No cover for theft from common property or common or public area or unenclosed individual car park or car space at a multi-residency address
  • No cover for theft if home is not sufficiently furnished for normal residential purposes
  • No cover for theft by residents or someone at address with resident's consent
Fire
  • Covers fire, bushfire and explosion
  • Accidental damage option covers any process involving the application of heat where there is no flame
  • 72 hour waiting period for bushfire
Flood
u0026#149; Coveredu003cbru003eu0026#149; Covers earth movement, vibration, erosion, subsidence, landslide, mudslide, settling, collapse and earth shrinkage or expansion, but must occur within 168 hours of floodu003cbru003eu0026#149; Flood excess: greater of $500 or your basic excessu003cbru003eu0026#149; No cover for damage caused by hydrostatic pressure, hydrodynamic pressure, water that has seeped or percolated into your building, gradual deterioration or wear and tearu003cbru003eu0026#149; 72 hour waiting period
Storm and cyclone
u0026#149; Coveredu003cbru003eu0026#149; Covers earth movement, vibration, erosion, subsidence, landslide, mudslide, settling, collapse and earth shrinkage or expansion, but must occur within 168 hours of stormu003cbru003eu0026#149; No cover for damage caused by hydrostatic pressure, hydrodynamic pressure, water that has seeped or percolated into your building, gradual deterioration or wear and tearu003cbru003eu0026#149; 72 hour waiting period
Storm surge
Action of the sea
Tsunami
Explosion
Earthquake
Vandalism
Impact damage
u0026#149; Covers damage caused by falling trees or tree branchesu003cbru003eu0026#149; Covers damage caused by vehicles, trailers or watercraftu003cbru003eu0026#149; Covers damage caused by power or communication polesu003cbru003eu0026#149; Covers damage caused by satellite dishes, television or radio aerials breaking or collapsingu003cbru003eu0026#149; Covers damage caused by animalsu003cbru003eu0026#149; Covers damage caused by aircraft or debris falling from spaceu003cbru003eu0026#149; No cover for damage caused by tree felling or lopping at the addressu003cbru003eu0026#149; No cover for damage to driveways, paths, paving or underground services caused by vehicles, cranes or earthmoving equipmentu003cbru003eu0026#149; No cover for damage caused by animals kept at the address or domestic animalsu003cbru003eu0026#149; Does not cover removing or lopping trees which have fallen but not damaged the homeu003cbru003eu0026#149; Does not cover removing stumps
Animal damage
u0026#149; Covers impact damage caused by any animals not kept at addressu003cbru003eu0026#149; No cover for damage caused by any animal scratching, chewing, tearing or soiling
Escape of liquid
Breakage
Accidental damage
u0026#149; Optionalu003cbru003eu0026#149; Covers accidental loss and damage to your contentsu003cbru003eu0026#149; No cover for accidental breakage of glass forming part of a stove top, cooking surface, heater or oven door or in a glasshouse or greenhouse or in the roof of a conservatory, sunroom, or similaru003cbru003eu0026#149; No cover for bicycles, sporting or fishing equipment, musical instruments or remote controlled aircraft or drones while in useu003cbru003eu0026#149; No cover for plants, jewellery, watches, food, medications, cash, gift vouchers, negotiable instruments or mobile phonesu003cbru003eu0026#149; No cover for damage caused by normal use resulting in scratching, chipping or denting; domestic pets, animals or livestock at the address with permission of a resident; tree felling or lopping; subsidence; landslide; mudslide; or collapseu003cbru003eu0026#149; No cover for swimming pools caused by or contributed to by you lowering the level of wateru003cbru003eu0026#149; No cover for damage that occurs gradually

Claims

Out-of-hours claiming
Online and 24/7 phone
How the insurer can settle your claim
  • Repair damaged items
  • Replace damaged items
  • Pay you the item's replacement value, up to your sum insured or other sublimits
Cash settlement
  • Customer cost
  • Insurer may offer non-cash alternatives
New for old contents replacement
Yes (excludes computers more than four years old and out of use clothing, shoes or household linen or items)

Contents

Cover for unlisted portable contents
  • Covers some items for accidental loss or damage
  • Choose overall limit from $2500–$7500
  • Up to $1000 per item
  • Covered anywhere in Australia and New Zealand
  • $100 excess
  • Optional
Optional cover for specially listed valuables
  • Cover for insured events and accidental loss/damage
  • Covered anywhere in Australia and New Zealand
  • $100 excess
Contents in the open air
Up to 10% sum insured overall
Temporary accommodation
Debris removal
  • Up to 15% sum insured overall
  • Paid on top of sum insured
Emergency storage
Keys and locks after break-in
1
Motor burnout
  • Motors up to 10 years
  • Optional
Jewellery
Up to 25% sum insured overall
Artworks
Up to sum insured overall
Collections (e.g. stamps, coins)
Up to sum insured overall
Digital media
1
Spoiled food
  • Up to $1000 overall
  • Cover for motor burnout
Visitors' contents
Up to $2000 overall
Pet cover
Permanent fixtures
Overlapping cover at a new house
Up to 14 days cover at both addresses
Cover for contents while moving house
  • Up to 20% contents sum insured overall
  • Cover for collision or overturning of vehicle carrying contents and fire

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