Car insurances

Bank Australia Comprehensive review

Bank Australia Comprehensive car

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CHOICE Expert Rating
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Cover score
61%
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Claims satisfaction
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Customer satisfaction
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Description

Insurer
Bank Australia
Policy
Comprehensive
Insurance provider
RACQ Insurance Limited
About the insurer
Bank Australia
Cooling off period
21 days
How your car is valued
Agreed value

Cost

Same price to pay monthly
ACT price comparison
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NSW price comparison
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NT price comparison
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Queensland price comparison
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SA price comparison
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Tasmania price comparison
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Victoria price comparison
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WA price comparison
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Additional benefits

Cover for personal property
  • Up to $1500
  • Covers personal property belonging to you or an immediate relative
Cover for child seats
  • Up to $1500
  • Covers baby capsules and child seats
Cover for keys
  • Up to $1500
  • Covers replacing and recoding keys and locks
  • Available after theft of keys
Cover for trailers and caravans
  • Up to $1500
  • Covers box trailers
Accommodation and transport when far from home
  • Up to $1500 overall
  • Covers short term accommodation for you and accompanying family
  • Alternatively, claim transportation costs for you and accompanying family to car's garaging address
  • Available if vehicle is unable to be used as a result of loss or damage caused by an incident
  • Must be at least 100km from home
  • Up to $100 per day
Transport costs
Towing after an incident
u0026#149; Covers towing to closest repairer or safe placeu003cbru003eu0026#149; Also covers storage for up to $100 per day for 30 days
New car replacement
Covered for total loss within 2 years of purchase
Reduced excess on glass claims
  • Optional
  • One nil-excess claim per year
  • Covers windscreens, window glass and sunroof glass
Roadside assistance

Car rental

Rental car after theft
  • Covers cost of a similar sized car chosen by the insurer
  • Covers costs of alternative transport if hire car unavailable or unsuitable
  • Available for up to 21 days
  • Up to $150 per day
Rental car after not-at-fault incident
  • Covers cost of a similar sized car chosen by the insurer
  • Covers costs of alternative transport if hire car unavailable or unsuitable
  • Available until claim settled
  • Up to $150 per day
Rental car after any incident
  • Optional
  • Covers cost of a similar sized car chosen by the insurer
  • Covers costs of alternative transport if hire car unavailable or unsuitable
  • Available for up to 21 days
  • Up to $150 per day

Covered events

Cover for theft, collision, hail, storm, flood, fire, malicious damage and vandalism
Legal liability
$20 million

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