Car insurances
Back to Car insurance comparison

NRMA Comprehensive Plus

NRMA Comprehensive Plus car

CHOICE Expert Rating

Rating available to members only
What is the CHOICE Expert Rating?
Good points

Good Points

Member only content

The product's best features and benefits

Bad points

Bad Points

Member only content

Drawbacks or issues you need to know about

CHOICE Tester
Unlock

Unlock our expert review and more

Check Reviews you can trust
Check Easy side-by-side comparison
Check Recommended products at a glance
Join CHOICE

Recommended products Members only Results for paid members only

Recommended
Members only

Scores Members only Results for paid members only

CHOICE Expert Rating
Members only
Cover score
Members only
Price score
Members only
Claims satisfaction
78%
Customer satisfaction
72%

Description

Insurer
NRMA
Policy
Comprehensive Plus
Insurance provider
Insurance Australia Limited
About the insurer
NRMA
Cooling off period
21 days
How your car is valued
Choose agreed value or market value

Cost

Same price to pay monthly
1
ACT price comparison
N/A
NSW price comparison
N/A
NT price comparison
N/A
Queensland price comparison
N/A
SA price comparison
N/A
Tasmania price comparison
N/A
Victoria price comparison
N/A
WA price comparison
N/A

Additional benefits

Cover for personal property
u0026#149; Up to $1000u003cbru003eu0026#149; Covers personal items
Cover for child seats
u0026#149; Up to replacement costu003cbru003eu0026#149; Covers baby capsules and child seats
Cover for keys
u0026#149; Up to $2000u003cbru003eu0026#149; Covers repairing, replacing and recoding keys, locks, barrels or keypadsu003cbru003eu0026#149; Available after keys or access codes stolen, lost or duplicated, or reasonably believed to be
Cover for trailers and caravans
u0026#149; Up to $1500u003cbru003eu0026#149; Covers trailers and caravans
Accommodation and transport when far from home
u0026#149; Up to $1500 overallu003cbru003eu0026#149; Covers temporary accommodation for you, your passengers and domestic pets, or transportation for you, your passengers and domestic pets to your home or (if insurer agrees) another destinationu003cbru003eu0026#149; Also covers transportation of vehicle from repairer to home, or from incident to a repairer near your homeu003cbru003eu0026#149; Available if vehicle is damaged and cannot be driven as a result of a covered incidentu003cbru003eu0026#149; Must be at least 100km from home
Transport costs
u0026#149; Up to $250u003cbru003eu0026#149; Covers transport costs from the scene of the incidentu003cbru003eu0026#149; Covers transport costs to and from a hire car provideru003cbru003eu0026#149; Covers transport costs to and from repairer
Towing after an incident
Covers towing to a repairer, a safe place or other place insurer recommends
New car replacement
Covered for total loss within 36 months of purchase
Reduced excess on glass claims
u0026#149; $0 excessu003cbru003eu0026#149; Covers windscreens, window glass, sunroofs and moonroofsu003cbru003eu0026#149; Also covers window tinting, demisters and rain sensorsu003cbru003eu0026#149; No cover for mirrors, camera lenses or driving lights
Roadside assistance
Sold separately

Car rental

Rental car after theft
u0026#149; Covers costs to hire replacement vehicle, arranged by the insurer; or costs to use taxis, rideshare services or public transportu003cbru003eu0026#149; Available until claim settledu003cbru003eu0026#149; Up to $100 per dayu003cbru003eu0026#149; Up to $3000 for hire car bond or excess
Rental car after not-at-fault incident
u0026#149; Covers costs to hire replacement vehicle, arranged by the insurer; or costs to use taxis, rideshare services or public transportu003cbru003eu0026#149; Also covers hire car bond or excessu003cbru003eu0026#149; Available until claim settled
Rental car after any incident
u0026#149; Covers costs to hire replacement vehicle, arranged by the insurer; or costs to use taxis, rideshare services or public transportu003cbru003eu0026#149; Available until claim settledu003cbru003eu0026#149; Up to $100 per dayu003cbru003eu0026#149; Up to $3000 for hire car bond or excess

Covered events

Cover for theft, collision, hail, storm, flood, fire, malicious damage and vandalism
Legal liability
$20 million

More products in this test

Virgin Money Price Saver Comprehensive
Rating available to members only

Virgin Money Price Saver Comprehensive
Aldi Comprehensive
Rating available to members only

Aldi Comprehensive
Bendigo Bank Comprehensive Basics
Rating available to members only

Bendigo Bank Comprehensive Basics
Get full access to all our tests and reviews Join CHOICE or Log in

Looking for user reviews?

We don't offer user reviews anymore. Help us improve this expert review by sharing your feedback in a quick survey.