Huddle Basic (renters)
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Description
Cover summary
- Up to $20 million
- Cover for people named on the policy, plus their family members living with them
- Cover for incidents in Australia
Cost
Covered events
- Covers theft and attempted theft
- No cover for theft from common property
- No cover for theft by residents or someone at the site with consent of residents
- Up to $2500 for stolen and fraudulently used credit cards
- Covers fire and bushfire
- Up to $500 for fire brigade charges
- 72 hour waiting period for bushfire
Claims
- Repair damaged items
- Replace damaged items
- Pay you the item's replacement value, up to your sum insured or other sublimits
- Customer cost if insurer offers cash
- Insurer cost if you ask for cash (may be less than retail cost)
Contents
- Cover for insured events (not accidental loss/damage)
- No cover for disappearance when cause cannot be established
- Covered anywhere in Australia
- $100 excess
- Up to $4000 overall
- Up to $1000 per item
- No item sublimit for barbecues or garden furniture
- Up to 10% sum insured overall
- Paid on top of sum insured
- Up to $1000 per item
- Up to $2500 per collection
- Up to $1000 per item
- Up to $2500 per collection
- Up to $1000 per item
- Up to $2500 per collection
- Up to $1000 per item
- Up to $2500 per collection
- Up to $500 overall
- Cover for failure of public electricity supply
- Up to 20% contents sum insured overall
- Cover for overturning of removal vehicle, collision and fire
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