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National Seniors Insurance Australian Travel review

National Seniors Insurance Australian Travel travel

CHOICE Expert Rating

43%
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Good Points

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Bad points

Bad Points

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Recommended products

Recommended
Not recommended

Scores

CHOICE Expert Rating (%)
43%
Cover score (%)
47%
Price score
36%
Cancellation cover score
44%
Additional expense cover score
69%
Baggage cover score
32%

Description

Policy type
One trip
Provider
Pacific

Conditions

Policy age limit
100+
Dependant age limit
25

Annual multi-trip

Annual travel duration
N/A

Pre-existing conditions

Pre-existing conditions covered without application
Pre-existing conditions covered on application
Time period for existing conditions
6 months

Pregnancy

Pregnancy
Pregnancy stage covered
26
Childbirth costs

Additional expenses

Additional travel expenses for injury or sickness
$10,000.00
Additional expenses for interrupted travel
$10,000.00
Travel insurance extension for a delayed trip
Additional expenses for a lost passport
Additional expenses for resumption of journey interrupted for a relative
$0.00

Cancellation

Cancellation covered
Cancellation expenses
Cover chosen
Cancellation for frequent flyer points
Cancellation expenses for travel agent fees
$2,000.00
Cancellation for insolvency of a travel services provider
Cancellation for insolvency of a travel agent
Cancellation expenses for redundancy
Cancellation expenses for defence and emergency workers
Cancellation expenses for cancellation of work leave

Covered events

Transport incidents
  • Excludes cancellation and additional expenses for mechanical breakdowns
  • Includes cancellation and additional expenses for transport accident
Strikes
1
Mental health
Yes (includes claims for mental health conditions experienced for the first time on the trip)
COVID-19
  • Includes additional expenses for COVID-19
  • Cancellation expenses up to $2500 if the policy holder or a close relative contracts COVID-19
Pandemic
No (excludes claims for pandemics other than COVID-19)
Natural disaster
1
Civil unrest
1
Terrorism
  • Excludes cancellation expenses for terrorism
  • Includes additional expenses

Special event

Additional expenses for a special event
$2,000.00
Additional expenses for pre-paid travel arrangements
$2,000.00

Travel delay

Limit for travel delay expenses
$500.00
Hours before travel delay covered
6
Limit per 24 hours for travel delay
$250.00

Baggage

Baggage cover
Baggage expenses
$4,000.00
Item limit
$500.00
Camera limit
$1,000.00
Laptop or tablet limit
$1,000.00
Smartphone limit
$1,000.00
Prescribed medications
$500.00
Specified items
$10,000.00
Baggage in a car during the day
$4,000.00
Baggage in a car overnight
$0.00
Valuables in a car
$4,000.00
Lost or stolen cash
$0.00
Baggage lost temporarily
$500.00
Hours before cover applies for baggage lost temporarily
10

Car rental

Rental car excess
Limit for rental car excess
$5,000.00

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