Travel insurances
Back to Best Domestic Travel Insurance Comparison

InsureandGo Bare Essentials Domestic review

InsureandGo Bare Essentials Domestic travel

CHOICE Expert Rating

39%
What is the CHOICE Expert Rating?
Good points

Good Points

No good points available.

Bad points

Bad Points

No bad points available.

Recommended products

Recommended
Not recommended

Scores

CHOICE Expert Rating (%)
39%
Cover score (%)
11%
Price score
81%
Cancellation cover score
11%
Additional expense cover score
11%
Baggage cover score
15%

Description

Policy type
One trip
Provider
Mitsui Sumitomo

Conditions

Policy age limit
79
Dependant age limit
15

Annual multi-trip

Annual travel duration
N/A

Pre-existing conditions

Pre-existing conditions covered without application
Pre-existing conditions covered on application
Time period for existing conditions
60 months

Pregnancy

Pregnancy
Pregnancy stage covered
30
Childbirth costs

Additional expenses

Additional travel expenses for injury or sickness
$0.00
Additional expenses for interrupted travel
$0.00
Travel insurance extension for a delayed trip
Additional expenses for a lost passport
Additional expenses for resumption of journey interrupted for a relative
$0.00

Cancellation

Cancellation covered
Cancellation expenses
$2,000.00
Cancellation for frequent flyer points
Cancellation expenses for travel agent fees
$1,500.00
Cancellation for insolvency of a travel services provider
Cancellation for insolvency of a travel agent
Cancellation expenses for redundancy
Cancellation expenses for defence and emergency workers
Cancellation expenses for cancellation of work leave

Covered events

Transport incidents
  • Excludes cancellation expenses for mechanical breakdowns and transport accidents
  • Includes additional expenses for transport accidents and mechanical breakdowns
Strikes
Mental health
Yes (includes claims for mental health conditions experienced for the first time on the trip)
COVID-19
Pandemic
No (excludes claims for pandemics other than COVID-19)
Natural disaster
  • Optional cover for cancellation and additional expenses for natural disaster
Civil unrest
Terrorism

Special event

Additional expenses for a special event
$0.00
Additional expenses for pre-paid travel arrangements
$0.00

Travel delay

Limit for travel delay expenses
$0.00
Hours before travel delay covered
N/A
Limit per 24 hours for travel delay
N/A

Baggage

Baggage cover
Baggage expenses
$2,000.00
Item limit
$500.00
Camera limit
$0.00
Laptop or tablet limit
$0.00
Smartphone limit
$0.00
Prescribed medications
$0.00
Specified items
$2,000.00
Baggage in a car during the day
$500.00
Baggage in a car overnight
$500.00
Valuables in a car
$0.00
Lost or stolen cash
$0.00
Baggage lost temporarily
$0.00
Hours before cover applies for baggage lost temporarily
N/A

Car rental

Rental car excess
Limit for rental car excess
$0.00

More products in this test

RACQ Annual Multi Trip
45

RACQ Annual Multi Trip
Zoom Domestic Frequent Traveller
Price not provided

Zoom Domestic Frequent Traveller
Zoom Domestic
56

Zoom Domestic

Looking for user reviews?

We don't offer user reviews anymore. Help us improve this expert review by sharing your feedback in a quick survey.