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Bupa International Plus (Multi-Trip) review

Bupa International Plus (Multi-Trip) travel

CHOICE Expert Rating

80%
Recommended
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Scores

CHOICE Expert Rating (%)
80%
Cover score (%)
75%
Price score
88%
Medical cover score
92%
Cancellation cover score
44%
Additional expense cover score
88%
Baggage cover score
51%

Description

Policy type
Annual
Provider
Zurich

Conditions

Policy age limit
110
Dependant age limit
20

Annual multi-trip

Annual travel duration
30; 45; 60

Pre-existing conditions

Pre-existing conditions covered without application
Pre-existing conditions covered on application
Time period for existing conditions
12 months

Pregnancy

Pregnancy
Pregnancy stage covered
23
Childbirth costs

Medical

Medical expenses
Unlimited
Expenses for a person to accompany a sick policyholder
Unlimited
Daily hospital cash allowance
$50.00
Hours of hospitalisation before you receive the daily hospital cash allowance
48
Dental expenses for accident or injury
$2,000.00
Dental expenses for acute pain
$2,000.00
Overseas funeral costs
$20,000.00

Additional expenses

Additional travel expenses for injury or sickness
Unlimited
Additional expenses for interrupted travel
Unlimited
Travel insurance extension for a delayed trip
Additional expenses for a lost passport
Additional expenses for a sick relative
Additional expenses for resumption of journey interrupted for a relative
$3,000.00

Cancellation

Cancellation covered
Optional
Cancellation expenses
Cover chosen
Cancellation for frequent flyer points
Cancellation expenses for travel agent fees
$4,000.00
Cancellation for insolvency of a travel agent
Cancellation for insolvency of a travel services provider
Cancellation expenses for redundancy
Cancellation expenses for defence and emergency workers
Cancellation expenses for cancellation of work leave

Baggage

Baggage cover
Baggage expenses
$12,000.00
Item limit
$1,000.00
Camera limit
$3,500.00
Laptop or tablet limit
$3,000.00
Smartphone limit
$1,000.00
Prescribed medications
$500.00
Baggage in a car during the day
$2,000.00
Baggage in a car overnight
$0.00
Valuables in a car
$2,000.00
Lost or stolen cash
$250.00
Baggage lost temporarily
$1,100.00
Hours before cover applies for baggage lost temporarily
12

Special event

Additional expenses for a special event
$5,000.00
Additional expenses for pre-paid travel arrangements
$3,000.00

Travel delay

Travel delay expenses
$2,000.00
Hours before travel delay covered
6
Limit per 24 hours for travel delay
$300.00

Car rental

Rental car excess
Limit for rental car excess
$10,000.00

Activities

Mopeds and motorcycles
  • Covered for optional extra fee
Snow sports
  • Tobogganing on snow included
  • Optional cover for snow sports on-piste and off-piste
Scuba diving
1
Abseiling
Bungee jumping
Hang gliding
High altitude hiking
Horse riding
Hot air ballooning
Kayaking
Paragliding
Tandem skydiving
Optional
White water rafting

Covered events

Transport incidents
  • Excludes cancellation and additional expenses for mechanical breakdowns
  • Includes cancellation and additional expenses for transport accident
Mental health
Yes (includes claims for mental health conditions experienced for the first time on the trip)
COVID-19
  • Includes medical and additional expenses for COVID-19
  • Cancellation expenses up to the cancellation cover limit if the policy holder or a close relative contracts COVID-19
Pandemic
  • Includes medical and additional expenses for pandemics other than COVID-19
  • Excludes cancellation expenses for pandemics other than COVID-19
  • Excludes additional expenses for transport interrupted by pandemics other than COVID-19
Natural disaster
1
Civil unrest
1
Terrorism
  • Excludes cancellation and additional expenses for terrorism
  • Includes medical expenses
War

Cover summary

Medical expenses
Unlimited
Cancellation
Optional up to Cover chosen
Baggage
Yes 12000
Cruises
Optional

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