Youi Contents (strata owners)
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Description
Cover summary
- Nominate a sum insured for your contents
- Specify a sum insured for each item worth more than $15000
- Up to $20 million
- Cover for anyone living at the insured address
- Cover for incidents in Australia
Cost
Covered events
- Covers theft, attempted theft and burglary
- No cover for theft by deception
- No cover for theft from common areas
- Covers theft by someone carrying out a commercial service
- No cover for theft by residents or someone at the premises with consent
- Covers accidental fire; bushfire; soot/smoke from bushfire; soot/smoke from accidental fire within 100m of building; and fire caused by mechanical, electrical or electronic breakdown/failure
- 72 hour waiting period for bushfire
Claims
- Repair damaged items
- Replace damaged items
- Pay you the item's replacement value, up to your sum insured or other sublimits
Contents
- Covers general contents for accidental loss/damage
- Up to contents sum insured overall
- Up to $15000 per item
- Covered anywhere worldwide
- Contents excess applies
- Optional
- Cover for accidental loss/damage
- Covered anywhere worldwide
- Contents excess applies
- Up to 12 months or 10% sum insured
- Paid on top of sum insured
- Covers suitable temporary accommodation
- Up to 1% contents sum insured for months of accommodation
- Up to $3000 per pet accommodation stay
- Up to $250 for months of pet accommodation
- Up to 10% sum insured
- Paid on top of sum insured
- Covers moving/storing contents
- Nominate a sum insured for this category
- Up to $15000 per item, set or pair
- Optional
- Up to sum insured overall
- Covers fixtures/fittings not legally part of the building according to state/territory law
- Covered fixtures include kitchen/bathroom units, floorboards, floating floorboards, tiles, solar power systems, screens, blinds/shutters and cooling systems
- Up to 20% contents sum insured overall
- Cover for accident involving removal vehicle and fire
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