QBE Contents (renters)
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Description
Cover summary
- Up to $30 million
- Cover for people named on the policy, plus their family members living with them
- Cover for incidents worldwide
Cost
Covered events
- Covers theft, attempted theft, burglary and attempted burglary
- No cover for theft by the insured or their family; someone with the consent of the insured or their family or someone at site with consent of the insured, their family or or their agent
- Accidental damage option covers cash, coupons, vouchers, gift cards, money orders and negotiable financial documents for burglary when there is forcible entry into the home involving actual or threatened violence to a person or or that causes damage to the buildings
- After burglary with forced entry, up to $500 for additional security measures
- After burglary or attempted burglary, up to $1250 for security firm attendance
- Covers fire; bushfire; smoke, ash or soot; and charring, melting or scorching
- Accidental damage option covers charring, melting or scorching caused by heat from an item in ordinary use
- 72 hour waiting period for bushfire
Claims
- Repair damaged items
- Replace damaged items
- Pay you the item's replacement value, up to your sum insured or other sublimits
Contents
- Covers some items for theft and accidental loss/damage
- Nominate a limit per item group, up to $15000 for bicycles and personal mobility devices, collections, jewellery and watches, medical and health items, mobile phones, portable electronic devices, and recreational/hobby items and clothing
- Covered anywhere in Australia, New Zealand, and for up to 90 days in rest of the world
- Contents excess applies
- Optional
- Cover for theft and accidental loss/damage
- Covered anywhere in Australia, New Zealand, and for up to 90 days in rest of the world
- Contents excess applies
- Up to sum insured overall
- No sublimits for above ground pools, barbecues or outdoor furniture
- No cover for animal damage
- Up to $8000 for burglary, flood, hail, rain, storm, storm surge and theft
- Up to 6 weeks or 20% sum insured
- Paid on top of sum insured
- Covers temporary, alternative accommodation for your family and pets; relocation/storage costs; additional expenses; mail redirection; and utility connection fees
- Covers additional rent above what you already pay
- Limit combined with emergency storage
- Up to 20% sum insured or until you move into a new home
- Limit combined with accommodation
- Covers storage costs and moving contents into storage
- Up to $500 overall
- Cover for unit failure and failure of electricity supply
- Up to contents sum insured overall
- Cover for collision, flooding or overturning of removal vehicle; fire and theft with forcible entry
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