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CHOICE Expert Rating
Members only
Cover score
Members only
Price score
Members only
Claims satisfaction
N/A
Customer satisfaction
N/A
Description
Insurer
TIO
Policy
Comprehensive
Insurance provider
Allianz Australia Insurance Limited
About the insurer
TIO
Cooling off period
14 days
How your car is valued
Choose agreed value or market value
Cost
Same price to pay monthly
ACT price comparison
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NSW price comparison
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NT price comparison
$
Queensland price comparison
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SA price comparison
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Tasmania price comparison
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Victoria price comparison
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WA price comparison
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Additional benefits
Cover for personal property
u0026#149; Up to $1000u003cbru003eu0026#149; Covers personal effects designed to be work or carried, and clothing
Cover for child seats
u0026#149; Up to $500u003cbru003eu0026#149; Covers child seats and baby capsules
Cover for keys
u0026#149; Up to $1000u003cbru003eu0026#149; Covers replacement of keys and re-coding of locksu003cbru003eu0026#149; Available after theft of keys
Cover for trailers and caravans
u0026#149; Up to $1000 or market valueu003cbru003eu0026#149; Covers trailers and caravans attached to insured vehicle
Accommodation and transport when far from home
u0026#149; Up to $1000 overallu003cbru003eu0026#149; Covers additional travel and accommodation costsu003cbru003eu0026#149; Also covers cost of collecting vehicle following repairsu003cbru003eu0026#149; No cover for accommodation if you already intended to pay for overnight accommodationu003cbru003eu0026#149; Available after a covered accidentu003cbru003eu0026#149; Must be at least 100km from home
Transport costs
u0026#149; Up to $500u003cbru003eu0026#149; Covers travel necessary to return you, your spouse and dependent children to your homeu003cbru003eu0026#149; Covers transportation for you to collect vehicle when it has been repaired
Towing after an incident
Covers protection, removal and towing of vehicle to nearest repairer, place of safety or other agreed place
New car replacement
Covered for total loss within 2 years of purchase
Reduced excess on glass claims
u0026#149; Optionalu003cbru003eu0026#149; One nil-excess replacement per yearu003cbru003eu0026#149; Two nil-excess repairs per yearu003cbru003eu0026#149; Covers windscreens, sunroofs and window glass
Roadside assistance
Car rental
Rental car after theft
u0026#149; Covers rental car arranged by the insureru003cbru003eu0026#149; Available for up to 30 daysu003cbru003eu0026#149; Up to $100 per day for rental chargesu003cbru003eu0026#149; Up to $50 per day for travel costs if car not availableu003cbru003eu0026#149; Up to $3000 for rental car excess or security bond
Rental car after not-at-fault incident
u0026#149; Optionalu003cbru003eu0026#149; Covers rental car arranged by the insureru003cbru003eu0026#149; Available for up to 30 daysu003cbru003eu0026#149; Up to $100 per day for rental chargesu003cbru003eu0026#149; Up to $50 per day for travel costs if car not availableu003cbru003eu0026#149; Up to $3000 for rental car excess or security bond
Rental car after any incident
u0026#149; Optionalu003cbru003eu0026#149; Covers rental car arranged by the insureru003cbru003eu0026#149; Available for up to 30 daysu003cbru003eu0026#149; Up to $100 per day for rental chargesu003cbru003eu0026#149; Up to $50 per day for travel costs if car not availableu003cbru003eu0026#149; Up to $3000 for rental car excess or security bond
Covered events
Cover for theft, collision, hail, storm, flood, fire, malicious damage and vandalism