Car insurances

Stella Comprehensive review

Stella Comprehensive car

CHOICE Expert Rating

60%
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Scores

CHOICE Expert Rating
60%
Cover score
70%
Price score
45%
Claims satisfaction
N/A
Customer satisfaction
N/A

Description

Insurer
Stella
Policy
Comprehensive
Insurance provider
Virginia Surety Company, Inc.
About the insurer
Stella
Cooling off period
21 days
How your car is valued
Choose agreed value or market value

Cost

Same price to pay monthly
ACT price comparison
$$$
NSW price comparison
$$$
NT price comparison
$$$
Queensland price comparison
$$$
SA price comparison
$$$$
Tasmania price comparison
$$$
Victoria price comparison
$$$
WA price comparison
$$$

Additional benefits

Cover for personal property
  • Up to $1000
  • Covers items normally worn or carried
Cover for child seats
  • Up to replacement cost for baby capsules and child seats
  • Up to $2000 for baby gear
  • Covers baby capsules and child seats
  • Also covers prams, strollers, and other essential baby items
Cover for keys
  • Up to reasonable cost
  • Covers replacing or recoding keys, locks and barrels
  • Available after theft of keys
Cover for trailers and caravans
  • Up to $1000
  • Covers trailers
Accommodation and transport when far from home
  • Up to $1000 overall
  • Covers essential accommodation, or transport to get driver and any passengers home
  • No cover for other incidental costs such as food or laundry
  • Available if vehicle is not safe to drive after a covered incident
  • Must be at least 100km from home
Transport costs
  • Up to reasonable cost
  • Up to $50 per trip
  • Covers transport costs to get from repairer to next destination
  • Covers transport costs to repairer when you pick up car
  • No cover for transport to repairers outside insurer's network
Towing after an incident
u0026#149; Covers cost of towing to nearest repairer or safe location agreed to by insureru003cbru003eu0026#149; Also covers vehicle storage costs at towing destination
New car replacement
  • Covered for total loss within 3 years of purchase
  • Must have fewer than 60000km
Reduced excess on glass claims
  • Included, with additional optional cover
  • $0 excess
  • Covers repairs to windscreens, rear windows, sunroofs and window glass
  • No cover for non-retractable panoramic roofs
  • Optional extra cover for replacement windscreens, rear windows, sunroofs and window glass
Roadside assistance
Optional

Car rental

Rental car after theft
  • Covers a suitable hire car, arranged by the insurer
  • Available for up to 14 days
Rental car after not-at-fault incident
  • Covers a suitable hire car, arranged by the insurer
  • Available until claim settled
Rental car after any incident
  • Optional
  • Covers a suitable hire car, arranged by the insurer
  • Available for up to 14 days

Covered events

Cover for theft, collision, hail, storm, flood, fire, malicious damage and vandalism
Legal liability
$20 million

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