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CHOICE Expert Rating
Members only
Cover score
Members only
Price score
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Claims satisfaction
N/A
Customer satisfaction
N/A
Description
Insurer
Stella
Policy
Comprehensive
Insurance provider
Virginia Surety Company, Inc.
About the insurer
Stella
Cooling off period
21 days
How your car is valued
Choose agreed value or market value
Cost
Same price to pay monthly
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Additional benefits
Cover for personal property
u0026#149; Up to $1000u003cbru003eu0026#149; Covers items normally worn or carried
Cover for child seats
u0026#149; Up to replacement cost for baby capsules and child seatsu003cbru003eu0026#149; Up to $2000 for baby gearu003cbru003eu0026#149; Covers baby capsules and child seatsu003cbru003eu0026#149; Also covers prams, strollers, and other essential baby items
Cover for keys
u0026#149; Up to reasonable costu003cbru003eu0026#149; Covers replacing or recoding keys, locks and barrelsu003cbru003eu0026#149; Available after theft of keys
Cover for trailers and caravans
u0026#149; Up to $1000u003cbru003eu0026#149; Covers trailers
Accommodation and transport when far from home
u0026#149; Up to $1000 overallu003cbru003eu0026#149; Covers essential accommodation, or transport to get driver and any passengers homeu003cbru003eu0026#149; No cover for other incidental costs such as food or laundryu003cbru003eu0026#149; Available if vehicle is not safe to drive after a covered incidentu003cbru003eu0026#149; Must be at least 100km from home
Transport costs
u0026#149; Up to reasonable costu003cbru003eu0026#149; Up to $50 per tripu003cbru003eu0026#149; Covers transport costs to get from repairer to next destinationu003cbru003eu0026#149; Covers transport costs to repairer when you pick up caru003cbru003eu0026#149; No cover for transport to repairers outside insurer's network
Towing after an incident
u0026#149; Covers cost of towing to nearest repairer or safe location agreed to by insureru003cbru003eu0026#149; Also covers vehicle storage costs at towing destination
New car replacement
u0026#149; Covered for total loss within 3 years of purchaseu003cbru003eu0026#149; Must have fewer than 60000km
Reduced excess on glass claims
u0026#149; Included, with additional optional coveru003cbru003eu0026#149; $0 excessu003cbru003eu0026#149; Covers repairs to windscreens, rear windows, sunroofs and window glassu003cbru003eu0026#149; No cover for non-retractable panoramic roofsu003cbru003eu0026#149; Optional extra cover for replacement windscreens, rear windows, sunroofs and window glass
Roadside assistance
Optional
Car rental
Rental car after theft
u0026#149; Covers a suitable hire car, arranged by the insureru003cbru003eu0026#149; Available for up to 14 days
Rental car after not-at-fault incident
u0026#149; Covers a suitable hire car, arranged by the insureru003cbru003eu0026#149; Available until claim settled
Rental car after any incident
u0026#149; Optionalu003cbru003eu0026#149; Covers a suitable hire car, arranged by the insureru003cbru003eu0026#149; Available for up to 14 days
Covered events
Cover for theft, collision, hail, storm, flood, fire, malicious damage and vandalism
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