Car insurances

RACT Comprehensive

RACT Comprehensive car

CHOICE Expert Rating

Rating available to members only
What is the CHOICE Expert Rating?
Good points

Good Points

Member only content

The product's best features and benefits

Bad points

Bad Points

Member only content

Drawbacks or issues you need to know about

CHOICE Tester
Unlock

Unlock our expert review and more

Check Reviews you can trust
Check Easy side-by-side comparison
Check Recommended products at a glance

Recommended products Members only Results for paid members only

Recommended
Members only

Scores Members only Results for paid members only

CHOICE Expert Rating
Members only
Cover score
Members only
Price score
Members only
Claims satisfaction
N/A
Customer satisfaction
N/A

Description

Insurer
RACT
Policy
Comprehensive
Insurance provider
RACT Insurance Pty Ltd
About the insurer
RACT
Cooling off period
21 days
How your car is valued
Agreed value

Cost

Same price to pay monthly
1
ACT price comparison
N/A
NSW price comparison
N/A
NT price comparison
N/A
Queensland price comparison
N/A
SA price comparison
N/A
Tasmania price comparison
$$
Victoria price comparison
N/A
WA price comparison
N/A

Additional benefits

Cover for personal property
u0026#149; Up to $500u003cbru003eu0026#149; Covers personal belongings
Cover for child seats
u0026#149; Up to $500u003cbru003eu0026#149; Covers baby seats and baby capsules
Cover for keys
u0026#149; Up to $1000u003cbru003eu0026#149; Covers replacement keys and remotes if lost or stolen; and replacement locks if maliciously damaged
Cover for trailers and caravans
u0026#149; Up to $1000u003cbru003eu0026#149; Covers trailers
Accommodation and transport when far from home
u0026#149; Up to $1000 overallu003cbru003eu0026#149; Covers additional accommodation costs, or additional transport costs to get you to your destination or homeu003cbru003eu0026#149; Available your car is stolen or damaged and cannot be drivenu003cbru003eu0026#149; Must be at least 100km from home
Transport costs
Towing after an incident
Covers towing to the nearest repairer approved by insurer
New car replacement
Covered for total loss within 2 years of purchase
Reduced excess on glass claims
u0026#149; Optionalu003cbru003eu0026#149; $0 excessu003cbru003eu0026#149; Covers replacement of broken windscreens and window glass
Roadside assistance
Optional

Car rental

Rental car after theft
u0026#149; Covers a small category hire car, arranged by the insureru003cbru003eu0026#149; Available for up to 14 days
Rental car after not-at-fault incident
u0026#149; Optionalu003cbru003eu0026#149; Covers a small category hire car, arranged by the insureru003cbru003eu0026#149; Available for up to 14 days
Rental car after any incident
u0026#149; Optionalu003cbru003eu0026#149; Covers a small category hire car, arranged by the insureru003cbru003eu0026#149; Available for up to 14 days

Covered events

Cover for theft, collision, hail, storm, flood, fire, malicious damage and vandalism
Legal liability
$20 million

Looking for user reviews?

We don't offer user reviews anymore. Help us improve this expert review by sharing your feedback in a quick survey.