Car insurances

RACT Comprehensive review

RACT Comprehensive car

CHOICE Expert Rating

62%
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Scores

CHOICE Expert Rating
62%
Cover score
57%
Price score
70%
Claims satisfaction
N/A
Customer satisfaction
N/A

Description

Insurer
RACT
Policy
Comprehensive
Insurance provider
RACT Insurance Pty Ltd
About the insurer
RACT
Cooling off period
21 days
How your car is valued
Agreed value

Cost

Same price to pay monthly
1
ACT price comparison
N/A
NSW price comparison
N/A
NT price comparison
N/A
Queensland price comparison
N/A
SA price comparison
N/A
Tasmania price comparison
$$
Victoria price comparison
N/A
WA price comparison
N/A

Additional benefits

Cover for personal property
  • Up to $500
  • Covers personal belongings
Cover for child seats
  • Up to $500
  • Covers baby seats and baby capsules
Cover for keys
  • Up to $1000
  • Covers replacement keys and remotes if lost or stolen; and replacement locks if maliciously damaged
Cover for trailers and caravans
  • Up to $1000
  • Covers trailers
Accommodation and transport when far from home
  • Up to $1000 overall
  • Covers additional accommodation costs, or additional transport costs to get you to your destination or home
  • Available your car is stolen or damaged and cannot be driven
  • Must be at least 100km from home
Transport costs
Towing after an incident
Covers towing to the nearest repairer approved by insurer
New car replacement
Covered for total loss within 2 years of purchase
Reduced excess on glass claims
  • Optional
  • $0 excess
  • Covers replacement of broken windscreens and window glass
Roadside assistance
Optional

Car rental

Rental car after theft
  • Covers a small category hire car, arranged by the insurer
  • Available for up to 14 days
Rental car after not-at-fault incident
  • Optional
  • Covers a small category hire car, arranged by the insurer
  • Available for up to 14 days
Rental car after any incident
  • Optional
  • Covers a small category hire car, arranged by the insurer
  • Available for up to 14 days

Covered events

Cover for theft, collision, hail, storm, flood, fire, malicious damage and vandalism
Legal liability
$20 million

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