Car insurances

RACQ Comprehensive review

RACQ Comprehensive car

CHOICE Expert Rating

58%
What is the CHOICE Expert Rating?
Good points

Good Points

No good points available.

Bad points

Bad Points

No bad points available.

Recommended products

Recommended

Scores

CHOICE Expert Rating
58%
Cover score
63%
Price score
49%
Claims satisfaction
85%
Customer satisfaction
85%

Description

Insurer
RACQ
Policy
Comprehensive
Insurance provider
RACQ Insurance Limited
About the insurer
RACQ
Cooling off period
21 days
How your car is valued
Choose agreed value or market value

Cost

Same price to pay monthly
ACT price comparison
N/A
NSW price comparison
N/A
NT price comparison
N/A
Queensland price comparison
$$$
SA price comparison
N/A
Tasmania price comparison
N/A
Victoria price comparison
N/A
WA price comparison
N/A

Additional benefits

Cover for personal property
  • Up to $500
  • Covers personal property belonging to you or an immediate relative
Cover for child seats
  • Up to $500
  • Covers baby capsules and child seats
Cover for keys
  • Up to $750
  • Covers replacing and recoding keys and locks
  • Available after theft of keys
Cover for trailers and caravans
  • Up to $750
  • Covers box trailers and caravans
Accommodation and transport when far from home
Transport costs
Towing after an incident
u0026#149; Covers towing to closest repairer or safe placeu003cbru003eu0026#149; Also covers storage for up to $100 per day for 30 days
New car replacement
Covered for total loss within 2 years of purchase
Reduced excess on glass claims
  • Optional
  • One nil-excess claim per year
  • Covers windscreens, window glass and sunroof glass
Roadside assistance
Sold separately

Car rental

Rental car after theft
  • Covers a hire car chosen by the insurer
  • Covers costs of alternative transport if hire car unavailable or unsuitable
  • Available for up to 21 days
  • Up to $75 per day
Rental car after not-at-fault incident
  • Covers a hire car chosen by the insurer
  • Covers costs of alternative transport if hire car unavailable or unsuitable
  • Available until claim settled
  • Up to $75 per day
Rental car after any incident
  • Optional
  • Covers a hire car chosen by the insurer
  • Covers costs of alternative transport if hire car unavailable or unsuitable
  • Available until claim settled
  • Up to $75 per day

Covered events

Cover for theft, collision, hail, storm, flood, fire, malicious damage and vandalism
Legal liability
$20 million

Looking for user reviews?

We don't offer user reviews anymore. Help us improve this expert review by sharing your feedback in a quick survey.