Car insurances

RAC Comprehensive review

RAC Comprehensive car

CHOICE Expert Rating

71%
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CHOICE Expert Rating
71%
Cover score
67%
Price score
76%
Claims satisfaction
80%
Customer satisfaction
77%

Description

Insurer
RAC
Policy
Comprehensive
Insurance provider
RAC Insurance Pty Limited
About the insurer
RAC
Cooling off period
28 days
How your car is valued
Agreed value

Cost

Same price to pay monthly
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$$

Additional benefits

Cover for personal property
  • Up to $1000
  • Covers personal belongings
Cover for child seats
  • Up to replacement cost
  • Covers child car seats involved in a collision, even if there's no apparent damage
Cover for keys
  • Up to reasonable cost
  • Covers replacing keys, locks, barrels, fobs and keypads
  • Available after loss and theft of keys
Cover for trailers and caravans
Accommodation and transport when far from home
  • Up to $1000 overall
  • Covers emergency accommodation for you and passengers
  • Available if you can't use your car after a covered incident
  • Must be at least 100km from home
Transport costs
  • Up to $500
  • Covers costs to get you and passengers from the scene of an incident to your home, original destination or a safe place
Towing after an incident
Covers towing to the nearest approved repairer or safe location agreed to by insurer
New car replacement
Covered for total loss within 2 years of purchase
Reduced excess on glass claims
  • $0 excess for glass repair
  • $150 excess for glass replacement
  • Covers windscreens, sunroofs and window glass
  • Also covers tinted glass, window seals and mouldings
Roadside assistance
Sold separately

Car rental

Rental car after theft
  • Covers hire car of similar size, arranged by insurer
  • Covers equivalent cost if hire car not available
  • Available until claim settled
Rental car after not-at-fault incident
  • Optional
  • Covers hire car of similar size, arranged by insurer
  • Covers equivalent cost if hire car not available
  • Available until claim settled
  • Up to $3000 for hire car excess
Rental car after any incident
  • Optional
  • Covers hire car of similar size, arranged by insurer
  • Covers equivalent cost if hire car not available
  • Available until claim settled
  • Up to $3000 for hire car excess

Covered events

Cover for theft, collision, hail, storm, flood, fire, malicious damage and vandalism
Legal liability
$25 million

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