Car insurances

Budget Direct Gold Low Kilometres Comprehensive review

Budget Direct Gold Low Kilometres Comprehensive car

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CHOICE Expert Rating
N/A
Cover score
65%
Price score
N/A
Claims satisfaction
52%
Customer satisfaction
62%

Description

Insurer
Budget Direct
Policy
Gold Low Kilometres Comprehensive
Insurance provider
Auto & General Insurance Company Limited
About the insurer
Budget Direct
Cooling off period
21 days
How your car is valued
Choose agreed value or market value

Cost

Same price to pay monthly
ACT price comparison
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NT price comparison
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Queensland price comparison
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Additional benefits

Cover for personal property
  • Up to $500
  • Limit combined with child seats benefit
  • Covers items designed to be worn or carried
Cover for child seats
  • Up to $500
  • Limit combined with personal effects benefit
  • Covers child seats and capsules
Cover for keys
  • Up to $1000
  • Covers replacement keys, remote locking devices and proximity keys; and recoding locks
  • Available after theft of keys
Cover for trailers and caravans
  • Up to $1000
  • Covers collision damage to trailer
Accommodation and transport when far from home
  • Up to $1000 overall
  • Covers transport for driver and occupants to address where vehicle normally kept at night
  • Alternatively, claim temporary accommodation
  • Available if vehicle is damaged in a covered incident
  • Up to $200 per day
Transport costs
  • Up to $1000
  • Limit combined with emergency accommodation benefit
  • Up to $200 per day
  • Covers transport for driver and occupants to address where vehicle normally kept at night
Towing after an incident
u0026#149; Covers recovery and towing of car to nearest repairer or holding facilityu003cbru003eu0026#149; Also covers storage costs
New car replacement
  • Covered for total loss within 2 years of purchase
  • Must have fewer than 40000km
Reduced excess on glass claims
  • Optional
  • $40 excess
  • Covers front, rear and side windows
Roadside assistance
Optional

Car rental

Rental car after theft
  • Covers costs of hiring a car that meets your needs
  • Available for up to 14 days
  • Up to $1000
Rental car after not-at-fault incident
  • Covers a hire car that meets your needs, arranged by the insurer
  • Available until claim settled
  • Up to $75 per day if hire car not available
Rental car after any incident
  • Optional
  • Applies after at fault accident
  • Covers a hire car that meets your needs, arranged by the insurer
  • Available for up to 14 days
  • Up to $1000
  • Up to $75 per day if hire car not available

Covered events

Cover for theft, collision, hail, storm, flood, fire, malicious damage and vandalism
Legal liability
$20 million

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