Money management and budgetings
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YNAB Annual review

YNAB Annual

CHOICE Expert Rating

65%
What is the CHOICE Expert Rating?
Good points

Good Points

  • Can set recurring transactions
  • Can set categorical budgets via 'envelopes'
  • Can set savings goal
  • Easy to sync between devices
Bad points

Bad Points

  • Individual transactions are not located in an intuitive location
  • Paid version is a costly subscription
  • Lacks charts for expenditure

Recommended products

Recommended
Not recommended

Test results

CHOICE Expert Rating
65%
Versatility score
62%
Ease of use score
70%
General comments
YNAB uses the envelopes method of budgeting, which can take a while to set up. You need to have an idea of what you want to spend per category, and then assign your existing funds to the envelopes that represent those categories to get started. It's a subscription-based app that can be used across devices easily, but it doesn't include niceties such as charting.

Specifications

Android
iOS
Web browser
Windows
macOS
Security PIN
Data import supported file types
QFX, OFX, QIF, CSV
Account aggregation service
N/A
Website
ynab.com

Cost

Price
$148.00
Subscription required

Features

Free version available
Free trial period (days)
34
Exports to CSV
Exports to PDF
Sync to banks
Can set recurring transactions
View scheduled transactions
Categorise transactions
Generates reports
Displays trends
Yes (net worth)
Displays forecast
Spending graphs or charts
Set savings goals
Attach images to transactions
Flag transactions for tax

More products in this test

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PocketSmith Sidekick Super
70
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Goodbudget Plus
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Goodbudget Plus

$108

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