The 10 costliest credit cards in Australia – and why you should avoid them
With interest rates higher than 20%, these credit cards can really cost you in the long run.
Credit Cards and Loans
The great credit card rip-off – and how much extra we’ve paid
The cash rate has dropped from 4.75% to 0.25% since 2011, but credit card rates have barely budged. We list the worst offenders
What never-ending credit card debt is doing to Australians
Easy credit – and the high interest that often comes with it – has tied many people to ongoing repayments they can’t afford.
What happens if your Equifax credit report falls into the wrong hands?
One tech-savvy CHOICE member says the credit reporting bureau’s approach to security is inadequate.
The risks of using Afterpay and ZipPay to fund Christmas
Financial Rights Legal Centre warns against ‘buy now, pay later’ loans.
CHOICE stands up to payday loan bullies
We join the call for more government action to protect Australians from dodgy payday lenders.
Why you should avoid payday loans
Fast-fix payday loans may seem like a good idea, but dodgy lenders are taking advantage of Australians.
Credit reports from Equifax surprising, confusing or incorrect
Australians entitled to one free credit report a year – they should use it to check for mistakes.
The trouble with using ‘buy now, pay later’ services like Afterpay and ZipPay
They may help if you’re cash-strapped, but can pave the way to financial distress.