Industry offers temporary fix for junk TPD insurance in superannuation
The cover is much harder to claim if you’re unemployed, casual or part-time, because of the ‘activities of daily living’ test.
The cover is much harder to claim if you’re unemployed, casual or part-time, because of the ‘activities of daily living’ test.
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People working casually, part-time or in ‘hazardous’ jobs may be paying for junk total and permanent disability insurance.