CBA Contents Cover Classic (strata owners)
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Description
Cover summary
- Up to $20 million
- Cover for people named on the policy
- Cover for incidents in Australia
Cost
Covered events
- Covers theft and attempted theft
- No cover for theft from common property or common or public area or unenclosed individual car park or car space at a multi-residency address
- No cover for theft if home is not sufficiently furnished for normal residential purposes
- No cover for theft by residents or someone at address with resident's consent
- Covers fire, bushfire and explosion
- Accidental damage option covers any process involving the application of heat where there is no flame
- 72 hour waiting period for bushfire
Claims
- Repair damaged items
- Replace damaged items
- Pay you the item's replacement value, up to your sum insured or other sublimits
- Customer cost
- Insurer may offer non-cash alternatives
Contents
- Covers some items for accidental loss or damage
- Choose overall limit from $2500–$7500
- Up to $1000 per item
- Covered anywhere in Australia and New Zealand
- $100 excess
- Optional
- Cover for insured events and accidental loss/damage
- Covered anywhere in Australia and New Zealand
- $100 excess
- Up to $4000 overall
- Up to $1000 per item
- No item sublimit for barbecues or garden furniture
- Up to 12 months or 10% sum insured
- Paid on top of sum insured
- Covers accommodation for you and any family member living at your home
- Up to $500 for temporary accommodation for dogs and/or cats
- Up to 10% sum insured overall
- Paid on top of sum insured
- Up to 120 days
- Covers cost to move and store contents
- Motors up to 10 years or $1500 overall
- Optional
- Up to $5000 overall
- Up to $2000 per collection or item
- Up to $5000 overall
- Up to $2000 per collection or item
- Up to $5000 overall
- Up to $2000 per item or collection
- Up to $500 overall
- Cover for motor burnout
- Up to sum insured overall
- Covers fixtures and fittings that are attached to the building that are owned by you, or you are legally responsible for by written agreement and are not otherwise insured under strata insurance
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