RAC Contents And Personal Valuables (renters)
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Description
Cover summary
- Up to $20 million
- Cover for people named on the policy, plus their family members living with them
- Cover for incidents in Australia
Cost
Covered events
- Covers theft and attempted theft
- No cover for theft from common areas of strata titled property
- No cover for theft by tenants, residents or people authorised by residents to enter site
- Up to $500 for theft during an open real estate inspection
- Covers fire and bushfire
- 48 hour waiting period for bushfire
Claims
- Repair damaged items
- Replace damaged items
- Pay you the item's replacement value, up to your sum insured or other sublimits
- Customer cost if insurer offers cash
- Insurer cost if you ask for cash (may be less than retail cost)
- Insurer may offer non-cash alternatives
Contents
- Covers some items for accidental loss/damage
- Choose overall limit from $2000–$5000
- Choose limit from $500–$1000 per item
- Covered anywhere in Australia
- $200 excess
- Optional
- Cover for accidental loss/damage
- Covered anywhere in Australia
- $100 excess
- Up to sum insured overall
- Up to 20% sum insured for storm and theft
- Up to 12 months or 10% sum insured
- Covers comparable accommodation for you, commercial accommodation for pets and removal/storage costs
- Covers additional rent above what you already pay
- Limit combined with emergency storage
- Up to 12 months or 10% sum insured
- Paid on top of sum insured
- Limit combined with accommodation
- Covers removing/storing contents
- Up to $5000 overall
- Up to $2000 per item or set
- Up to $5000 overall
- Up to $2000 per item or set
- Up to $500 overall
- Cover for failure of power supply and damage to refridgerator or freezer
- Up to contents sum insured overall
- Cover for collision, overturning or theft of removal vehicle and fire
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