Car insurances
Back to Car insurance comparison

RACQ Comprehensive

RACQ Comprehensive car

CHOICE Expert Rating

Rating available to members only
What is the CHOICE Expert Rating?
Good points

Good Points

Member only content

The product's best features and benefits

Bad points

Bad Points

Member only content

Drawbacks or issues you need to know about

CHOICE Tester
Unlock

Unlock our expert review and more

Check Reviews you can trust
Check Easy side-by-side comparison
Check Recommended products at a glance
Join CHOICE

Recommended products Members only Results for paid members only

Recommended
Members only

Scores Members only Results for paid members only

CHOICE Expert Rating
Members only
Cover score
Members only
Price score
Members only
Claims satisfaction
85%
Customer satisfaction
85%

Description

Insurer
RACQ
Policy
Comprehensive
Insurance provider
RACQ Insurance Limited
About the insurer
RACQ
Cooling off period
21 days
How your car is valued
Choose agreed value or market value

Cost

Same price to pay monthly
ACT price comparison
N/A
NSW price comparison
N/A
NT price comparison
N/A
Queensland price comparison
$$$
SA price comparison
N/A
Tasmania price comparison
N/A
Victoria price comparison
N/A
WA price comparison
N/A

Additional benefits

Cover for personal property
u0026#149; Up to $500u003cbru003eu0026#149; Covers personal property belonging to you or an immediate relative
Cover for child seats
u0026#149; Up to $500u003cbru003eu0026#149; Covers baby capsules and child seats
Cover for keys
u0026#149; Up to $750u003cbru003eu0026#149; Covers replacing and recoding keys and locksu003cbru003eu0026#149; Available after theft of keys
Cover for trailers and caravans
u0026#149; Up to $750u003cbru003eu0026#149; Covers box trailers and caravans
Accommodation and transport when far from home
Transport costs
Towing after an incident
u0026#149; Covers towing to closest repairer or safe placeu003cbru003eu0026#149; Also covers storage for up to $100 per day for 30 days
New car replacement
Covered for total loss within 2 years of purchase
Reduced excess on glass claims
u0026#149; Optionalu003cbru003eu0026#149; One nil-excess claim per yearu003cbru003eu0026#149; Covers windscreens, window glass and sunroof glass
Roadside assistance
Sold separately

Car rental

Rental car after theft
u0026#149; Covers a hire car chosen by the insureru003cbru003eu0026#149; Covers costs of alternative transport if hire car unavailable or unsuitableu003cbru003eu0026#149; Available for up to 21 daysu003cbru003eu0026#149; Up to $75 per day
Rental car after not-at-fault incident
u0026#149; Covers a hire car chosen by the insureru003cbru003eu0026#149; Covers costs of alternative transport if hire car unavailable or unsuitableu003cbru003eu0026#149; Available until claim settledu003cbru003eu0026#149; Up to $75 per day
Rental car after any incident
u0026#149; Optionalu003cbru003eu0026#149; Covers a hire car chosen by the insureru003cbru003eu0026#149; Covers costs of alternative transport if hire car unavailable or unsuitableu003cbru003eu0026#149; Available until claim settledu003cbru003eu0026#149; Up to $75 per day

Covered events

Cover for theft, collision, hail, storm, flood, fire, malicious damage and vandalism
Legal liability
$20 million

More products in this test

Apia Car Advantage
Rating available to members only

Apia Car Advantage
Australian Unity Comprehensive
Rating available to members only

Australian Unity Comprehensive
TIO Comprehensive
Rating available to members only
Recommended

TIO Comprehensive
Get full access to all our tests and reviews Join CHOICE or Log in

Looking for user reviews?

We don't offer user reviews anymore. Help us improve this expert review by sharing your feedback in a quick survey.