Car insurances
Back to Car insurance comparison

RAC Comprehensive

RAC Comprehensive car

CHOICE Expert Rating

Rating available to members only
What is the CHOICE Expert Rating?
Good points

Good Points

Member only content

The product's best features and benefits

Bad points

Bad Points

Member only content

Drawbacks or issues you need to know about

CHOICE Tester
Unlock

Unlock our expert review and more

Check Reviews you can trust
Check Easy side-by-side comparison
Check Recommended products at a glance
Join CHOICE

Recommended products Members only Results for paid members only

Recommended
Members only

Scores Members only Results for paid members only

CHOICE Expert Rating
Members only
Cover score
Members only
Price score
Members only
Claims satisfaction
80%
Customer satisfaction
77%

Description

Insurer
RAC
Policy
Comprehensive
Insurance provider
RAC Insurance Pty Limited
About the insurer
RAC
Cooling off period
28 days
How your car is valued
Agreed value

Cost

Same price to pay monthly
ACT price comparison
N/A
NSW price comparison
N/A
NT price comparison
N/A
Queensland price comparison
N/A
SA price comparison
N/A
Tasmania price comparison
N/A
Victoria price comparison
N/A
WA price comparison
$$

Additional benefits

Cover for personal property
u0026#149; Up to $1000u003cbru003eu0026#149; Covers personal belongings
Cover for child seats
u0026#149; Up to replacement costu003cbru003eu0026#149; Covers child car seats involved in a collision, even if there's no apparent damage
Cover for keys
u0026#149; Up to reasonable costu003cbru003eu0026#149; Covers replacing keys, locks, barrels, fobs and keypadsu003cbru003eu0026#149; Available after loss and theft of keys
Cover for trailers and caravans
Accommodation and transport when far from home
u0026#149; Up to $1000 overallu003cbru003eu0026#149; Covers emergency accommodation for you and passengersu003cbru003eu0026#149; Available if you can't use your car after a covered incidentu003cbru003eu0026#149; Must be at least 100km from home
Transport costs
u0026#149; Up to $500u003cbru003eu0026#149; Covers costs to get you and passengers from the scene of an incident to your home, original destination or a safe place
Towing after an incident
Covers towing to the nearest approved repairer or safe location agreed to by insurer
New car replacement
Covered for total loss within 2 years of purchase
Reduced excess on glass claims
u0026#149; $0 excess for glass repairu003cbru003eu0026#149; $150 excess for glass replacementu003cbru003eu0026#149; Covers windscreens, sunroofs and window glassu003cbru003eu0026#149; Also covers tinted glass, window seals and mouldings
Roadside assistance
Sold separately

Car rental

Rental car after theft
u0026#149; Covers hire car of similar size, arranged by insureru003cbru003eu0026#149; Covers equivalent cost if hire car not availableu003cbru003eu0026#149; Available until claim settled
Rental car after not-at-fault incident
u0026#149; Optionalu003cbru003eu0026#149; Covers hire car of similar size, arranged by insureru003cbru003eu0026#149; Covers equivalent cost if hire car not availableu003cbru003eu0026#149; Available until claim settledu003cbru003eu0026#149; Up to $3000 for hire car excess
Rental car after any incident
u0026#149; Optionalu003cbru003eu0026#149; Covers hire car of similar size, arranged by insureru003cbru003eu0026#149; Covers equivalent cost if hire car not availableu003cbru003eu0026#149; Available until claim settledu003cbru003eu0026#149; Up to $3000 for hire car excess

Covered events

Cover for theft, collision, hail, storm, flood, fire, malicious damage and vandalism
Legal liability
$25 million

More products in this test

Virgin Money Price Saver Comprehensive
Rating available to members only

Virgin Money Price Saver Comprehensive
Australian Seniors Comprehensive
Rating available to members only

Australian Seniors Comprehensive
Allianz Comprehensive
Rating available to members only

Allianz Comprehensive
Get full access to all our tests and reviews Join CHOICE or Log in

Looking for user reviews?

We don't offer user reviews anymore. Help us improve this expert review by sharing your feedback in a quick survey.