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World Nomads Explorer review

World Nomads Explorer travel

CHOICE Expert Rating

60%
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Scores

CHOICE Expert Rating (%)
60%
Cover score (%)
74%
Price score
40%
Medical cover score
94%
Cancellation cover score
65%
Additional expense cover score
62%
Baggage cover score
44%

Description

Policy type
One trip
Provider
NIB

Conditions

Policy age limit
69
Dependant age limit
20

Annual multi-trip

Annual travel duration
N/A

Pre-existing conditions

Pre-existing conditions covered without application
Pre-existing conditions covered on application
Time period for existing conditions
6 months

Pregnancy

Pregnancy
Pregnancy stage covered
26
Childbirth costs

Medical

Medical expenses
Unlimited
Expenses for a person to accompany a sick policyholder
Unlimited
Daily hospital cash allowance
$50.00
Hours of hospitalisation before you receive the daily hospital cash allowance
48
Dental expenses for accident or injury
Unlimited
Dental expenses for acute pain
$1,000.00
Overseas funeral costs
$25,000.00

Additional expenses

Additional travel expenses for injury or sickness
$5,000.00
Additional expenses for interrupted travel
$5,000.00
Travel insurance extension for a delayed trip
Additional expenses for a lost passport
Additional expenses for a sick relative
Additional expenses for resumption of journey interrupted for a relative
$1,500.00

Cancellation

Cancellation covered
Cancellation expenses
Unlimited
Cancellation for frequent flyer points
Cancellation expenses for travel agent fees
$1,500.00
Cancellation for insolvency of a travel agent
Cancellation for insolvency of a travel services provider
Cancellation expenses for redundancy
Cancellation expenses for defence and emergency workers
Cancellation expenses for cancellation of work leave

Baggage

Baggage cover
Baggage expenses
$10,000.00
Item limit
$700.00
Camera limit
$2,000.00
Laptop or tablet limit
$2,000.00
Smartphone limit
$1,000.00
Prescribed medications
$700.00
Baggage in a car during the day
$10,000.00
Baggage in a car overnight
$0.00
Valuables in a car
$0.00
Lost or stolen cash
$250.00
Baggage lost temporarily
$450.00
Hours before cover applies for baggage lost temporarily
12

Special event

Additional expenses for a special event
$5,000.00
Additional expenses for pre-paid travel arrangements
$5,000.00

Travel delay

Travel delay expenses
$0.00
Hours before travel delay covered
N/A
Limit per 24 hours for travel delay
N/A

Car rental

Rental car excess
Limit for rental car excess
$3,000.00

Activities

Mopeds and motorcycles
  • Excludes mopeds with an engine capacity 125cc or below ridden without an Australian motorcylce license
  • Covered for motorcycles above 125cc with an Australian motorcycle license
Snow sports
  • Optional cover for snow sports on-piste and off-piste
Scuba diving
1
Abseiling
Optional
Bungee jumping
Hang gliding
High altitude hiking
Optional
Horse riding
Hot air ballooning
Kayaking
Paragliding
Tandem skydiving
Optional
White water rafting

Covered events

Transport incidents
  • Excludes cancellation and additional expenses for mechanical breakdowns
  • Includes cancellation and additional expenses for transport accident
Mental health
Yes (includes claims for mental health conditions experienced for the first time on the trip)
COVID-19
  • Includes medical and additional expenses for COVID-19
  • Cancellation expenses up to $2500 if the policy holder or a close relative contracts COVID-19
Pandemic
  • Includes medical expenses for pandemics other than COVID-19
  • Excludes cancellation and additional expenses for pandemics other than COVID-19
Natural disaster
1
Civil unrest
1
Terrorism
  • Excludes cancellation and additional expenses for terrorism
  • Includes medical expenses
War

Cover summary

Medical expenses
Unlimited
Cancellation
Yes Unlimited
Baggage
Yes 10000
Cruises
1

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