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Go Insurance Go Basic Annual Multi-Trip review

Go Insurance Go Basic Annual Multi-Trip travel

CHOICE Expert Rating

57%
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Scores

CHOICE Expert Rating (%)
57%
Cover score (%)
59%
Price score
54%
Medical cover score
78%
Cancellation cover score
53%
Additional expense cover score
78%
Baggage cover score
26%

Description

Policy type
Annual
Provider
Lloyds

Conditions

Policy age limit
75
Dependant age limit
20

Annual multi-trip

Annual travel duration
31; 50; 60

Pre-existing conditions

Pre-existing conditions covered without application
Pre-existing conditions covered on application
Time period for existing conditions
2 months

Pregnancy

Pregnancy
Pregnancy stage covered
24
Childbirth costs

Medical

Medical expenses
Unlimited
Expenses for a person to accompany a sick policyholder
Unlimited
Daily hospital cash allowance
$0.00
Hours of hospitalisation before you receive the daily hospital cash allowance
N/A
Dental expenses for accident or injury
$500.00
Dental expenses for acute pain
$500.00
Overseas funeral costs
Unlimited

Additional expenses

Additional travel expenses for injury or sickness
Unlimited
Additional expenses for interrupted travel
Cover chosen
Travel insurance extension for a delayed trip
Additional expenses for a lost passport
Additional expenses for a sick relative
Additional expenses for resumption of journey interrupted for a relative
$1,000.00

Cancellation

Cancellation covered
Optional
Cancellation expenses
Cover chosen
Cancellation for frequent flyer points
Cancellation expenses for travel agent fees
Unlimited
Cancellation for insolvency of a travel agent
Cancellation for insolvency of a travel services provider
Cancellation expenses for redundancy
Cancellation expenses for defence and emergency workers
Cancellation expenses for cancellation of work leave

Baggage

Baggage cover
Optional
Baggage expenses
$2,500.00
Item limit
$250.00
Camera limit
$500.00
Laptop or tablet limit
$500.00
Smartphone limit
$500.00
Prescribed medications
$500.00
Baggage in a car during the day
$250.00
Baggage in a car overnight
$250.00
Valuables in a car
$250.00
Lost or stolen cash
$100.00
Baggage lost temporarily
$250.00
Hours before cover applies for baggage lost temporarily
12

Special event

Additional expenses for a special event
$0.00
Additional expenses for pre-paid travel arrangements
$0.00

Travel delay

Travel delay expenses
$0.00
Hours before travel delay covered
N/A
Limit per 24 hours for travel delay
$0.00

Car rental

Rental car excess
Limit for rental car excess
$0.00

Activities

Mopeds and motorcycles
1
Snow sports
  • Tobogganing on snow included
  • Optional cover for snow sports on-piste and off-piste
Scuba diving
1
Abseiling
Bungee jumping
Hang gliding
High altitude hiking
Horse riding
Hot air ballooning
Kayaking
Paragliding
Tandem skydiving
White water rafting

Covered events

Transport incidents
Yes (includes cancellation and additional expenses for mechanical breakdowns and transport accidents)
Mental health
Yes (includes claims for mental health conditions experienced for the first time on the trip)
COVID-19
  • Includes medical and additional expenses for COVID-19
  • Cancellation expenses up to the cancellation cover limit if the policy holder or a close relative contracts COVID-19
Pandemic
No (excludes claims for pandemics other than COVID-19)
Natural disaster
1
Civil unrest
1
Terrorism
1
War

Cover summary

Medical expenses
Unlimited
Cancellation
Optional up to Cover chosen
Baggage
Optional up to 2500
Cruises
Optional

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