Travel insurances

Domestic travel insurance comparison

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Last updated: 5 February 2025
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Compare domestic travel insurance policies to find the best one for you, from over 30 insurers like Cover-more, NRMA, Allianz and Travel Insurance Direct. Our price rating will help you find the cheapest policies in the market that offer cover for seniors, cruising, skiing, scuba diving, existing medical conditions, car rental and more. Use the filters to select whether you want an annual or a single trip policy.

You’ll save money and get better cover with insurance policies recommended by CHOICE. Unlike other insurance comparison websites, we don’t get paid by any of the insurers we’re comparing. CHOICE is nonprofit, so your membership fees help us fight for fair consumer rights, and empower you to get the best products.

Do you need domestic travel insurance?

Most of us already have medical cover at home, be it Medicare or private health insurance or both, but there are a few reasons to consider domestic travel insurance.

  • Cancellation: If you’ve spent a lot on your holiday, then it’s not too much extra to buy travel insurance in case of the unforeseen.
  • Baggage cover: If you’re travelling with valuables, consider whether you want them covered for theft, loss or damage.
  • Car hire excess: You can save money using travel insurance to cover your collision damage excess, rather than paying the car hire company’s extra charge.
  • Activities: If you’re skiing or surfing, you may want cover for your equipment outside of your home contents insurance.
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AANT Domestic
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AANT Domestic

Cover score (%) 56
Price score N/A
Policy type One trip
Cancellation expenses Unlimited
Limit for baggage expenses 7500
Policy age limit 110
AANT Annual Multi Trip
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AANT Annual Multi Trip

Cover score (%) 73
Price score N/A
Policy type Annual
Cancellation expenses Unlimited
Limit for baggage expenses 15000
Policy age limit 75
NIB Annual Multi Trip
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NIB Annual Multi Trip

Cover score (%) 65
Price score N/A
Policy type Annual
Cancellation expenses Cover chosen
Limit for baggage expenses 12000
Policy age limit 110
Virgin Australia Domestic
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Virgin Australia Domestic

Cover score (%) 49
Price score N/A
Policy type One trip
Cancellation expenses Cover chosen
Limit for baggage expenses 6000
Policy age limit 99
AANT Domestic Cancellation
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AANT Domestic Cancellation

Cover score (%) 9
Price score N/A
Policy type One trip
Cancellation expenses 1000
Limit for baggage expenses 0
Policy age limit 110
NRMA Domestic Cancellation
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NRMA Domestic Cancellation

Cover score (%) 25
Price score N/A
Policy type One trip
Cancellation expenses Cover chosen
Limit for baggage expenses 0
Policy age limit 99
Budget Direct Domestic Annual
Rating locked - membership required
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Budget Direct Domestic Annual

Cover score (%) 55
Price score 99
Policy type Annual
Cancellation expenses 10000
Limit for baggage expenses 5000
Policy age limit 99
Webjet Domestic Annual
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Webjet Domestic Annual

Cover score (%) 54
Price score 86
Policy type Annual
Cancellation expenses Cover chosen
Limit for baggage expenses 6000
Policy age limit 99
CBA Domestic Multi Trip
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CBA Domestic Multi Trip

Cover score (%) 44
Price score 97
Policy type Annual
Cancellation expenses 10000
Limit for baggage expenses 3000
Policy age limit 99
1Cover Frequent Traveller
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1Cover Frequent Traveller

Cover score (%) 47
Price score 85
Policy type Annual
Cancellation expenses Cover chosen
Limit for baggage expenses 7500
Policy age limit 110
Budget Direct Domestic
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Budget Direct Domestic

Cover score (%) 55
Price score 60
Policy type One trip
Cancellation expenses 10000
Limit for baggage expenses 5000
Policy age limit 99
Webjet Domestic Cancellation
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Webjet Domestic Cancellation

Cover score (%) 29
Price score 100
Policy type One trip
Cancellation expenses Cover chosen
Limit for baggage expenses 0
Policy age limit 99
Webjet Domestic
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Webjet Domestic

Cover score (%) 54
Price score 58
Policy type One trip
Cancellation expenses Cover chosen
Limit for baggage expenses 6000
Policy age limit 99
Worldcare Multi Trip
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Worldcare Multi Trip

Cover score (%) 60
Price score 50
Policy type Annual
Cancellation expenses Cover chosen
Limit for baggage expenses 10000
Policy age limit 74
Allianz Multi Trip
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Allianz Multi Trip

Cover score (%) 60
Price score 50
Policy type Annual
Cancellation expenses Cover chosen
Limit for baggage expenses 10000
Policy age limit 74
1Cover Comprehensive
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1Cover Comprehensive

Cover score (%) 47
Price score 60
Policy type One trip
Cancellation expenses Cover chosen
Limit for baggage expenses 7500
Policy age limit 110
RAA Annual Multi Trip
Rating locked - membership required
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RAA Annual Multi Trip

Cover score (%) 73
Price score 19
Policy type Annual
Cancellation expenses Unlimited
Limit for baggage expenses 15000
Policy age limit 75
Qantas Annual Multi Trip
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Qantas Annual Multi Trip

Cover score (%) 73
Price score 17
Policy type Annual
Cancellation expenses Unlimited
Limit for baggage expenses 15000
Policy age limit 110
RAC Annual Multi Trip
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RAC Annual Multi Trip

Cover score (%) 73
Price score 17
Policy type Annual
Cancellation expenses Unlimited
Limit for baggage expenses 15000
Policy age limit 75
HCF Multi Trip
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HCF Multi Trip

Cover score (%) 60
Price score 36
Policy type Annual
Cancellation expenses Cover chosen
Limit for baggage expenses 10000
Policy age limit 74
RACQ Annual Multi Trip
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RACQ Annual Multi Trip

Cover score (%) 73
Price score 16
Policy type Annual
Cancellation expenses Unlimited
Limit for baggage expenses 15000
Policy age limit 75
AHM Domestic
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AHM Domestic

Cover score (%) 55
Price score 41
Policy type One trip
Cancellation expenses 10000
Limit for baggage expenses 6000
Policy age limit 99
RACT Annual Multi Trip
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RACT Annual Multi Trip

Cover score (%) 73
Price score 12
Policy type Annual
Cancellation expenses Unlimited
Limit for baggage expenses 15000
Policy age limit 75
Teachers Health Fund Domestic
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Teachers Health Fund Domestic

Cover score (%) 59
Price score 32
Policy type One trip
Cancellation expenses Cover chosen
Limit for baggage expenses 10000
Policy age limit 110
Worldcare Australia Only
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Worldcare Australia Only

Cover score (%) 59
Price score 29
Policy type One trip
Cancellation expenses Cover chosen
Limit for baggage expenses 10000
Policy age limit 110
InsureandGo Gold Domestic
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InsureandGo Gold Domestic

Cover score (%) 45
Price score 51
Policy type One trip
Cancellation expenses 50000
Limit for baggage expenses 7500
Policy age limit 100
Allianz Domestic
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Allianz Domestic

Cover score (%) 59
Price score 29
Policy type One trip
Cancellation expenses Cover chosen
Limit for baggage expenses 10000
Policy age limit 110
RACQ Domestic
Rating locked - membership required
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RACQ Domestic

Cover score (%) 56
Price score 30
Policy type One trip
Cancellation expenses Unlimited
Limit for baggage expenses 7500
Policy age limit 110
RACT Domestic
Rating locked - membership required
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RACT Domestic

Cover score (%) 56
Price score 28
Policy type One trip
Cancellation expenses Unlimited
Limit for baggage expenses 7500
Policy age limit 110
World2Cover Domestic
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World2Cover Domestic

Cover score (%) 51
Price score 37
Policy type One trip
Cancellation expenses 25000
Limit for baggage expenses 7500
Policy age limit 75
InsureandGo Silver Domestic
Rating locked - membership required
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InsureandGo Silver Domestic

Cover score (%) 35
Price score 57
Policy type One trip
Cancellation expenses 10000
Limit for baggage expenses 5000
Policy age limit 100
RAC Comprehensive Domestic
Rating locked - membership required
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RAC Comprehensive Domestic

Cover score (%) 56
Price score 24
Policy type One trip
Cancellation expenses Unlimited
Limit for baggage expenses 7500
Policy age limit 110
CBA Domestic
Rating locked - membership required
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CBA Domestic

Cover score (%) 44
Price score 42
Policy type One trip
Cancellation expenses 10000
Limit for baggage expenses 3000
Policy age limit 99
Cover-More Domestic Basic
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Cover-More Domestic Basic

Cover score (%) 28
Price score 66
Policy type One trip
Cancellation expenses Cover chosen
Limit for baggage expenses 0
Policy age limit 99
RAA Domestic
Rating locked - membership required
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RAA Domestic

Cover score (%) 56
Price score 20
Policy type One trip
Cancellation expenses Unlimited
Limit for baggage expenses 7500
Policy age limit 110
COTA Australian Travel
Rating locked - membership required
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COTA Australian Travel

Cover score (%) 49
Price score 29
Policy type One trip
Cancellation expenses Cover chosen
Limit for baggage expenses 4000
Policy age limit 110
RACV Domestic
Rating locked - membership required
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RACV Domestic

Cover score (%) 56
Price score 19
Policy type One trip
Cancellation expenses Unlimited
Limit for baggage expenses 7500
Policy age limit 110
HCF Domestic
Rating locked - membership required
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HCF Domestic

Cover score (%) 59
Price score 11
Policy type One trip
Cancellation expenses Cover chosen
Limit for baggage expenses 10000
Policy age limit 110
NIB Australian Travel
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NIB Australian Travel

Cover score (%) 49
Price score 28
Policy type One trip
Cancellation expenses Cover chosen
Limit for baggage expenses 4000
Policy age limit 110
RACV Cancellation
Rating locked - membership required
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RACV Cancellation

Cover score (%) 9
Price score 62
Policy type One trip
Cancellation expenses 1000
Limit for baggage expenses 0
Policy age limit 110
RAC Domestic Cancellation
Rating locked - membership required
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RAC Domestic Cancellation

Cover score (%) 9
Price score 59
Policy type One trip
Cancellation expenses 1000
Limit for baggage expenses 0
Policy age limit 110
RAA Domestic Cancellation
Rating locked - membership required
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RAA Domestic Cancellation

Cover score (%) 9
Price score 57
Policy type One trip
Cancellation expenses 1000
Limit for baggage expenses 0
Policy age limit 110