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World2Cover Annual Multi-Trip

World2Cover Annual Multi-Trip

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Scores Members only Results for paid members only

CHOICE Expert Rating (%)
71%
Cover score (%)
71%
Price score
Members only
Medical cover score
Members only
Cancellation cover score
Members only
Additional expense cover score
Members only
Baggage cover score
Members only

Description

Policy type
Annual
Provider
Tokio Marine

Conditions

Policy age limit
75
Dependant age limit
25

Annual multi-trip

Annual travel duration
30; 45; 60

Pre-existing conditions

Pre-existing conditions covered without application
Pre-existing conditions covered on application
Time period for existing conditions
12 months

Pregnancy

Pregnancy
Pregnancy stage covered
25
Childbirth costs

Medical

Medical expenses
Unlimited
Expenses for a person to accompany a sick policyholder
Unlimited
Daily hospital cash allowance
$50.00
Hours of hospitalisation before you receive the daily hospital cash allowance
48
Dental expenses for accident or injury
$2,000.00
Dental expenses for acute pain
$500.00
Overseas funeral costs
$20,000.00

Additional expenses

Additional travel expenses for injury or sickness
Unlimited
Additional expenses for interrupted travel
Unlimited
Travel insurance extension for a delayed trip
Additional expenses for a lost passport
Additional expenses for a sick relative
Additional expenses for resumption of journey interrupted for a relative
$3,000.00

Cancellation

Cancellation covered
Cancellation expenses
Unlimited
Cancellation for frequent flyer points
Cancellation expenses for travel agent fees
$4,000.00
Cancellation for insolvency of a travel agent
Cancellation for insolvency of a travel services provider
Cancellation expenses for redundancy
Cancellation expenses for defence and emergency workers
Cancellation expenses for cancellation of work leave

Baggage

Baggage cover
Limit for baggage expenses
$15,000.00
Limit for a single unspecified item
$1,000.00
Limit for a video or photo camera
$3,000.00
Limit for a laptop or tablet
$3,000.00
Limit for a smartphone
$1,000.00
Limit for prescribed medications
$1,000.00
Cover for baggage in a car during the day
$15,000.00
Cover for baggage in a car overnight
$0.00
Cover for valuables in a car
$0.00
Cover for lost or stolen cash
$500.00
Limit for baggage lost temporarily
$750.00
Hours before cover applies for baggage lost temporarily
10

Special event

Additional expenses for a special event
$5,000.00
Additional expenses for pre-paid travel arrangements
$0.00

Travel delay

Limit for travel delay expenses
$3,000.00
Hours before travel delay covered
6
Limit per 24 hours for travel delay
$500.00

Car rental

Rental car excess
Limit for rental car excess
$5,000.00

Activities

Mopeds and motorcycles
u0026#149; Excludes mopeds with an engine capacity 125cc or below ridden without an Australian motorcylce license u003cbru003eu0026#149; Covered for motorcycles above 125cc with an Australian motorcycle license
Snow sports
u0026#149; Optional cover for snow sports on-piste and off-piste
Scuba diving
1
Abseiling
Bungee jumping
Hang gliding
High altitude hiking
Horse riding
Hot air ballooning
Kayaking
Paragliding
Tandem skydiving
White water rafting

Covered events

Transport incidents
u0026#149; Excludes cancellation and additional expenses for mechanical breakdowns u003cbru003eu0026#149; Excludes cancellation expenses for transport accidents u003cbru003eu0026#149; Includes additional expenses for transport accidents
Mental health
Yes (includes claims for mental health conditions experienced for the first time on the trip)
COVID-19
Pandemic
u0026#149; Includes medical expenses for pandemics other than COVID-19 u003cbru003eu0026#149; Excludes cancellation and additional expenses for pandemics other than COVID-19
Natural disaster
1
Civil unrest
1
Terrorism
u0026#149; Excludes cancellation and additional expenses for terrorism u003cbru003eu0026#149; Includes medical expenses
War

Cover summary

Medical expenses
Unlimited
Cancellation
Yes Unlimited
Baggage
Yes 15000
Cruises
Optional

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