Vets Choice Elite

Vets Choice Elite

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Description

Insurer
Vets Choice
Policy
Elite
Underwriter
Guild Insurance Limited
Policy type
Comprehensive injury and illness cover
Animals covered
Cats and dogs

Cover summary

Minimum age for new cover
8 weeks
Maximum age for new cover
8 years
Maximum benefit per year
$15,000.00
Benefit paid per claim
80% vet bill covered

Excesses

Excess
Choose excess from $200, $350 or $500

Covered events

Injury
u0026#149; Comprehensive coveru003cbru003eu0026#149; 21 day waiting period
Illness
u0026#149; Comprehensive coveru003cbru003eu0026#149; 21 day waiting period
Vet consults
1
Emergency treatment
1
Pre-existing conditions
Can be covered if condition is temporary and fully cured

Additional benefits

Routine care
u0026#149; Optional, bundled with dental coveru003cbru003eu0026#149; Up to $350 per yearu003cbru003eu0026#149; Covers dental check-ups, teeth clean/polish, dental diets, bites, chews, treats, water additive, oral gel/spray, toothpaste or professional teeth sealant
Alternative therapies
Lost animal
Necessary euthanasia
1
Telehealth vet service
Legal liability
u0026#149; Coveredu003cbru003eu0026#149; Up to $100000

Conditions

Allergic reaction
u0026#149; Coveredu003cbru003eu0026#149; Covers allergic reaction to insect biteu003cbru003eu0026#149; No cover for allergic reaction to tick/flea bite
Brachycephalic Airway Obstruction Syndrome
u0026#149; Coveredu003cbru003eu0026#149; Standard waiting periods
Behavioural conditions
Cancer
u0026#149; Coveredu003cbru003eu0026#149; Standard waiting periods
Cruciate ligament conditions
u0026#149; Coveredu003cbru003eu0026#149; Up to $3300u003cbru003eu0026#149; Optional cover up to $5300u003cbru003eu0026#149; 6 month waiting period
Ear conditions
u0026#149; Coveredu003cbru003eu0026#149; Up to $1000 for chronic conditionsu003cbru003eu0026#149; Standard waiting periods
Eye conditions
u0026#149; Coveredu003cbru003eu0026#149; Standard waiting periods
Dental and oral health conditions
u0026#149; Optionalu003cbru003eu0026#149; Cover limited to gingivitis, abscesses, tooth fracture, cavities, dental disease arising from infection and tooth resorptionu003cbru003eu0026#149; Up to $800u003cbru003eu0026#149; 6 month waiting periodu003cbru003eu0026#149; Treatment of tooth fracture, cavities, dental disease arising from infection and tooth resorption limited to restoration of canine and carnassial teeth (including orthodontic treatment, crowns and root canals) and tooth removalu003cbru003eu0026#149; Does not cover corrective treatment or cosmetic surgeryu003cbru003eu0026#149; Insurer requires annual routine dental check-ups/treatmentu003cbru003eu0026#149; Some cover available under routine care option
Ingestion of a foreign object
u0026#149; Coveredu003cbru003eu0026#149; Up to 1 incident per yearu003cbru003eu0026#149; Standard waiting periods
Heart conditions
u0026#149; Coveredu003cbru003eu0026#149; Standard waiting periods
Orthopaedic conditions
u0026#149; Coveredu003cbru003eu0026#149; Up to $1000 for arthritis treatmentu003cbru003eu0026#149; Standard waiting periods
Patella luxation
u0026#149; Coveredu003cbru003eu0026#149; Standard waiting periods
Joint conditions
u0026#149; Coveredu003cbru003eu0026#149; Standard waiting periods
Intervertebral disc disease
u0026#149; Coveredu003cbru003eu0026#149; Standard waiting periods
Hereditary conditions
u0026#149; Coveredu003cbru003eu0026#149; Standard waiting periods
Pregnancy and obstetrics
Illness caused by parasites
Skin conditions
u0026#149; Coveredu003cbru003eu0026#149; Up to $1000 for chronic conditionsu003cbru003eu0026#149; Standard waiting periods
Snakebite
u0026#149; Coveredu003cbru003eu0026#149; No waiting period
Vaccinatable Conditions
u0026#149; Coveredu003cbru003eu0026#149; Insurer requires vaccination for infectious canine hepatitis (canine adenovirus), parvovirus, canine distemper:parainfluenza, kennel cough, feline panleukopaenia, feline calicivirus and feline herpes virus and cat flu