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Trupanion Pet Insurance

Trupanion Pet Insurance

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Description

Insurer
Trupanion
Policy
Pet Insurance
Underwriter
The Hollard Insurance Company Pty Ltd
Policy type
Comprehensive injury and illness cover
Animals covered
Cats and dogs

Cover summary

Minimum age for new cover
No minimum age
Maximum age for new cover
13 years
Maximum benefit per year
No annual limit
Benefit paid per claim
90% vet bill covered

Excesses

Excess
Choose excess from $0–$1000

Covered events

Injury
u0026#149; Comprehensive coveru003cbru003eu0026#149; 5 day waiting period
Illness
u0026#149; Comprehensive coveru003cbru003eu0026#149; 30 day waiting period
Vet consults
Emergency treatment
1
Pre-existing conditions

Additional benefits

Routine care
Alternative therapies
Optional
Lost animal
u0026#149; Optionalu003cbru003eu0026#149; Up to $500 for local newspaper advertising and rewards
Necessary euthanasia
1
Telehealth vet service
Legal liability
u0026#149; Optionalu003cbru003eu0026#149; Up to $25000

Conditions

Allergic reaction
Brachycephalic Airway Obstruction Syndrome
u0026#149; Coveredu003cbru003eu0026#149; Standard waiting periods
Behavioural conditions
u0026#149; Optional, bundled with other extrasu003cbru003eu0026#149; Standard waiting periods
Cancer
u0026#149; Coveredu003cbru003eu0026#149; Standard waiting periods
Cruciate ligament conditions
u0026#149; Coveredu003cbru003eu0026#149; Standard waiting periods
Ear conditions
u0026#149; Coveredu003cbru003eu0026#149; Standard waiting periods
Eye conditions
u0026#149; Coveredu003cbru003eu0026#149; Standard waiting periods
Dental and oral health conditions
u0026#149; Coveredu003cbru003eu0026#149; Cover limited to periodontal disease, periodontitis, gingivitis, tartar, resorptive lesions and stomatitisu003cbru003eu0026#149; Does not cover chews, dental foods, open/closed roof planing, preventative dental care, rinse, scale/polish, toothbrushes or toothpastesu003cbru003eu0026#149; Covers conditions caused by complications from dental prophyu003cbru003eu0026#149; Insurer requires annual dental exam/treatment
Ingestion of a foreign object
u0026#149; Coveredu003cbru003eu0026#149; Standard waiting periods
Heart conditions
u0026#149; Coveredu003cbru003eu0026#149; Standard waiting periods
Orthopaedic conditions
u0026#149; Coveredu003cbru003eu0026#149; Standard waiting periods
Patella luxation
u0026#149; Coveredu003cbru003eu0026#149; Standard waiting periods
Joint conditions
u0026#149; Coveredu003cbru003eu0026#149; Standard waiting periods
Intervertebral disc disease
u0026#149; Coveredu003cbru003eu0026#149; Standard waiting periods
Hereditary conditions
u0026#149; Coveredu003cbru003eu0026#149; Standard waiting periods
Pregnancy and obstetrics
Illness caused by parasites
u0026#149; Coveredu003cbru003eu0026#149; Cover includes tick paralysisu003cbru003eu0026#149; Does not cover controlling internal or external parasitesu003cbru003eu0026#149; Standard waiting periods
Skin conditions
u0026#149; Coveredu003cbru003eu0026#149; Standard waiting periods
Snakebite
u0026#149; Coveredu003cbru003eu0026#149; Standard waiting periods
Vaccinatable Conditions
u0026#149; Coveredu003cbru003eu0026#149; Vaccination required for illnesses you have vaccinated your pet for on the recommendation of your vet