u0026#149; Limited coveru003cbru003eu0026#149; No waiting periodu003cbru003eu003cbu003eCovers these specified injuries only:u003c/bu003eu003cbru003eu0026#149; motor vehicle incidentu003cbru003eu0026#149; burn or electrocutionu003cbru003eu0026#149; allergic reaction to insect and arachnid bitesu003cbru003eu0026#149; bone fractureu003cbru003eu0026#149; snake bite toxicityu003cbru003eu0026#149; traumatic ligament or tendon injuryu003cbru003eu0026#149; bite wound or fight wound abscessu003cbru003eu0026#149; lacerations or abrasion of tissue, skin or mucous membrane due to external violence
Illness
u0026#149; Comprehensive coveru003cbru003eu0026#149; 30 day waiting period
Vet consults
Up to $300
Emergency treatment
1
Pre-existing conditions
Can be covered if condition is temporary, fully cured and pet is symptom-free for 18 months
Additional benefits
Routine care
u0026#149; Optionalu003cbru003eu0026#149; Up to $50 for 1 of: de-sexing; microchipping; heartworm preventative medication; teeth cleaning; council registration fees; alternative therapies for pets; flea, tick or worm control; vaccinations or health checks; prescription diets; dewclaw removal; cremation or burial; behavioural therapy; dental illness treatment or obedience training (at a recognised training facility)u003cbru003eu0026#149; Up to $15 for heartworm tests or blood screeningu003cbru003eu0026#149; Up to $15 for FeLV/FIV tests or urinalysis
Alternative therapies
u0026#149; Optionalu003cbru003eu0026#149; Some cover available under routine care option
Lost animal
Necessary euthanasia
1
Telehealth vet service
Legal liability
Conditions
Allergic reaction
1
Brachycephalic Airway Obstruction Syndrome
u0026#149; Coveredu003cbru003eu0026#149; Standard waiting periods
Behavioural conditions
u0026#149; Not coveredu003cbru003eu0026#149; Some cover available under routine care option
Cancer
u0026#149; Coveredu003cbru003eu0026#149; Standard waiting periods
Cruciate ligament conditions
u0026#149; Coveredu003cbru003eu0026#149; Up to $3200 for treatment in ACT, NT and WAu003cbru003eu0026#149; Up to $2600 for treatment in NSW, Qld, SA, Tas and Vicu003cbru003eu0026#149; 6 month waiting period
Ear conditions
u0026#149; Coveredu003cbru003eu0026#149; Standard waiting periods
Eye conditions
u0026#149; Coveredu003cbru003eu0026#149; Standard waiting periods
Dental and oral health conditions
u0026#149; Not coveredu003cbru003eu0026#149; Does cover oral tumoursu003cbru003eu0026#149; Some cover available under routine care option
Ingestion of a foreign object
u0026#149; Coveredu003cbru003eu0026#149; Standard waiting periods
Heart conditions
u0026#149; Coveredu003cbru003eu0026#149; Standard waiting periods
Orthopaedic conditions
u0026#149; Coveredu003cbru003eu0026#149; Specifically covered injuries include bone fractureu003cbru003eu0026#149; Cover limited to bone fractureu003cbru003eu0026#149; Standard waiting periods
Patella luxation
u0026#149; Coveredu003cbru003eu0026#149; Standard waiting periods
Joint conditions
u0026#149; Coveredu003cbru003eu0026#149; Standard waiting periods
Intervertebral disc disease
u0026#149; Coveredu003cbru003eu0026#149; Standard waiting periods
Hereditary conditions
u0026#149; Coveredu003cbru003eu0026#149; Standard waiting periods
Pregnancy and obstetrics
Illness caused by parasites
u0026#149; Coveredu003cbru003eu0026#149; Covers conditions caused by external parasites, ticks, fleas, skin mites and ear mitesu003cbru003eu0026#149; Up to $1200 for tick paralysisu003cbru003eu0026#149; Standard waiting periodsu003cbru003eu0026#149; Some cover available under routine care option
Skin conditions
u0026#149; Coveredu003cbru003eu0026#149; Standard waiting periods
Snakebite
u0026#149; Covered as a specified injuryu003cbru003eu0026#149; Standard waiting periods
Vaccinatable Conditions
u0026#149; Coveredu003cbru003eu0026#149; Vaccine benefit available under routine care option