u0026#149; Limited coveru003cbru003eu0026#149; No waiting periodu003cbru003eu003cbu003eCovers these specified injuries only:u003c/bu003eu003cbru003eu0026#149; motor vehicle incidentu003cbru003eu0026#149; burn or electrocutionu003cbru003eu0026#149; reaction to a bite from an insect, spider or scorpion (excluding fleas)u003cbru003eu0026#149; near drowning incidentu003cbru003eu0026#149; bone fractureu003cbru003eu0026#149; traumatic tooth fractureu003cbru003eu0026#149; snake bite toxicityu003cbru003eu0026#149; ingestion of a foreign objectu003cbru003eu0026#149; poisoningu003cbru003eu0026#149; traumatic ligament or tendon injuryu003cbru003eu0026#149; bite wound or fight wound abscessesu003cbru003eu0026#149; lacerations or abrasion of tissue, skin or mucous membrane due to external traumau003cbru003eu0026#149; cruciate ligament condition
Illness
u0026#149; Limited coveru003cbru003eu0026#149; 21 day waiting periodu003cbru003eu003cbu003eCovers these specified illnesses only:u003c/bu003eu003cbru003eu0026#149; tick paralysisu003cbru003eu0026#149; heat strokeu003cbru003eu0026#149; gastric dilatation-volvulus (GDV)u003cbru003eu0026#149; trauma induced respiratory impairmentu003cbru003eu0026#149; intervertebral disc disease (IVDD) or a traumatic spinal disc ruptureu003cbru003eu0026#149; torn nailu003cbru003eu0026#149; embedded grass seedu003cbru003eu0026#149; soft tissue injuryu003cbru003eu0026#149; eye trauma
Vet consults
Up to $500
Emergency treatment
1
Pre-existing conditions
Can be covered if condition is temporary, fully cured and pet is symptom-free for 18 months
Additional benefits
Routine care
u0026#149; Optionalu003cbru003eu0026#149; Up to $100 for 1 of: desexing, microchipping, heartworm control, teeth cleaning, prescription diets, cremation or burial, dental illness treatment, council registration fees, obedience training, behavioural therapy or alternative therapiesu003cbru003eu0026#149; Up to $50 for 1 of: vaccination or health check, flea/tick/worm control or blood screen
Alternative therapies
u0026#149; Optionalu003cbru003eu0026#149; Some cover available under routine care option
Lost animal
Necessary euthanasia
1
Telehealth vet service
u0026#149; Text or video call with vetu003cbru003eu0026#149; Available 24/7
Legal liability
Conditions
Allergic reaction
1
Brachycephalic Airway Obstruction Syndrome
Behavioural conditions
u0026#149; Not coveredu003cbru003eu0026#149; Some cover available under routine care option
Cancer
Cruciate ligament conditions
u0026#149; Covered as a specified injuryu003cbru003eu0026#149; Up to $3000 per legu003cbru003eu0026#149; Cover includes partial/complete rupture of cruciate ligament, meniscal tears, looseness of cruciate ligament and complications from treatmentu003cbru003eu0026#149; 6 month waiting period
Ear conditions
Eye conditions
u0026#149; Coveredu003cbru003eu0026#149; Specifically covered illnesses include eye traumau003cbru003eu0026#149; Standard waiting periods
Dental and oral health conditions
u0026#149; Not covered by defaultu003cbru003eu0026#149; Does cover traumatic tooth fracture and oral tumoursu003cbru003eu003cbu003eOptional cover:u003c/bu003eu003cbru003eu0026#149; Cover limited to gingivitis, abscesses, dental disease arising from infection, retained deciduous teeth, cavities and fractured teethu003cbru003eu0026#149; No cover for odontoclastic resorptive lesionsu003cbru003eu0026#149; Up to $1000u003cbru003eu0026#149; 6 month waiting periodu003cbru003eu0026#149; Treatment of dental disease arising from infection, retained deciduous teeth, cavities and fractured teeth limited to tooth removalu003cbru003eu0026#149; Does not cover corrective treatment, cosmetic dental surgery, crowns, orthodontic treatment or root canalu003cbru003eu0026#149; Insurer requires annual routine dental check-upsu003cbru003eu0026#149; Some cover available under routine care option
Ingestion of a foreign object
u0026#149; Covered as a specified injuryu003cbru003eu0026#149; Standard waiting periods
Heart conditions
Orthopaedic conditions
u0026#149; Coveredu003cbru003eu0026#149; Specifically covered injuries include bone fractureu003cbru003eu0026#149; Standard waiting periods
Patella luxation
Joint conditions
u0026#149; Coveredu003cbru003eu0026#149; Cover limited to traumatic ligament/tendon injuryu003cbru003eu0026#149; Covered treatments for traumatic ligament/tendon injury include total hip replacementu003cbru003eu0026#149; Up to $6000 for hip joint surgery (per hip)u003cbru003eu0026#149; Standard waiting periods
Intervertebral disc disease
u0026#149; Covered as a specified illnessu003cbru003eu0026#149; Standard waiting periods
Hereditary conditions
u0026#149; Coveredu003cbru003eu0026#149; Standard waiting periods
Pregnancy and obstetrics
Illness caused by parasites
u0026#149; Coveredu003cbru003eu0026#149; Specifically covered illnesses include tick paralysisu003cbru003eu0026#149; Covers conditions caused by external parasites, ticks, fleas, skin mites, ear mites and reaction to flea/tick/worm controlu003cbru003eu0026#149; Does not cover flea/tick/worm preventative treatments or measures, intestinal worming products, tick baths or spraysu003cbru003eu0026#149; Up to $2000 for tick paralysisu003cbru003eu0026#149; Standard waiting periodsu003cbru003eu0026#149; Some cover available under routine care option
Skin conditions
u0026#149; Coveredu003cbru003eu0026#149; Standard waiting periods
Snakebite
u0026#149; Covered as a specified injuryu003cbru003eu0026#149; Standard waiting periods
Vaccinatable Conditions
u0026#149; Not coveredu003cbru003eu0026#149; Vaccine benefit available under routine care option
Reviews you can trust