u0026#149; Limited coveru003cbru003eu0026#149; 21 day waiting periodu003cbru003eu003cbu003eCovers these specified illnesses only:u003c/bu003eu003cbru003eu0026#149; canceru003cbru003eu0026#149; feline lower urinary tract diseaseu003cbru003eu0026#149; gastrointestinal problemsu003cbru003eu0026#149; ingestion of a foreign objectu003cbru003eu0026#149; poisoningu003cbru003eu0026#149; diabetesu003cbru003eu0026#149; hyperthyroidismu003cbru003eu0026#149; heart diseaseu003cbru003eu0026#149; outer and inner ear infectionsu003cbru003eu0026#149; arthritisu003cbru003eu0026#149; renal disease
Vet consults
Up to $500
Emergency treatment
1
Pre-existing conditions
Can be covered if condition is temporary, fully cured and pet is symptom-free for 18 months
Additional benefits
Routine care
u0026#149; Optionalu003cbru003eu0026#149; Up to $100 for 1 of: desexing, microchipping, heartworm control, teeth cleaning, prescription diets, cremation or burial, dental illness treatment, council registration fees, obedience training, behavioural therapy or alternative therapiesu003cbru003eu0026#149; Up to $50 for 1 of: vaccination or health check, flea/tick/worm control or blood screen
Alternative therapies
u0026#149; Optionalu003cbru003eu0026#149; Some cover available under routine care option
Lost animal
Necessary euthanasia
1
Telehealth vet service
u0026#149; Text or video call with vetu003cbru003eu0026#149; Available 24/7
Legal liability
Conditions
Allergic reaction
1
Brachycephalic Airway Obstruction Syndrome
Behavioural conditions
u0026#149; Not coveredu003cbru003eu0026#149; Some cover available under routine care option
Cancer
u0026#149; Covered as a specified illnessu003cbru003eu0026#149; 21 day waiting period
Cruciate ligament conditions
Ear conditions
u0026#149; Coveredu003cbru003eu0026#149; Specifically covered illnesses include outer and inner ear infectionsu003cbru003eu0026#149; 21 day waiting period
Eye conditions
Dental and oral health conditions
u0026#149; Not covered by defaultu003cbru003eu0026#149; Does cover oral tumoursu003cbru003eu003cbu003eOptional cover:u003c/bu003eu003cbru003eu0026#149; Cover limited to gingivitis, abscesses, dental disease arising from infection, retained deciduous teeth, cavities and fractured teethu003cbru003eu0026#149; No cover for odontoclastic resorptive lesionsu003cbru003eu0026#149; Up to $1000u003cbru003eu0026#149; 6 month waiting periodu003cbru003eu0026#149; Treatment of dental disease arising from infection, retained deciduous teeth, cavities and fractured teeth limited to tooth removalu003cbru003eu0026#149; Does not cover corrective treatment, cosmetic dental surgery, crowns, orthodontic treatment or root canalu003cbru003eu0026#149; Insurer requires annual routine dental check-upsu003cbru003eu0026#149; Some cover available under routine care option
Ingestion of a foreign object
u0026#149; Covered as a specified illnessu003cbru003eu0026#149; Standard waiting periods
Heart conditions
u0026#149; Covered as a specified illnessu003cbru003eu0026#149; 21 day waiting period
Orthopaedic conditions
Patella luxation
Joint conditions
u0026#149; Coveredu003cbru003eu0026#149; Standard waiting periods
Intervertebral disc disease
Hereditary conditions
u0026#149; Coveredu003cbru003eu0026#149; Standard waiting periods
Pregnancy and obstetrics
Illness caused by parasites
u0026#149; Not coveredu003cbru003eu0026#149; Some cover available under routine care option
Skin conditions
Snakebite
Vaccinatable Conditions
u0026#149; Not coveredu003cbru003eu0026#149; Vaccine benefit available under routine care option
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