u0026#149; Comprehensive coveru003cbru003eu0026#149; No waiting period
Illness
u0026#149; Comprehensive coveru003cbru003eu0026#149; 28 day waiting period
Vet consults
Up to $400
Emergency treatment
1
Pre-existing conditions
Additional benefits
Routine care
u0026#149; Optionalu003cbru003eu0026#149; Up to $50 for 1 of: de-sexing, microchipping, heartworm, behavioural therapy, teeth cleaning, council registration fees, alternative therapies, prescription diets, dewclaw removal or dog training at a recognised training centreu003cbru003eu0026#149; Up to $45 for FeLv/ Fiv test or urinalysisu003cbru003eu0026#149; Up to $10 for vaccinations or health checku003cbru003eu0026#149; Up to $10 for heartworm test or blood screen
Alternative therapies
u0026#149; Not coveredu003cbru003eu0026#149; Some cover available under routine care option
Lost animal
Necessary euthanasia
Up to $300
Telehealth vet service
Legal liability
u0026#149; Covered for dogs onlyu003cbru003eu0026#149; Up to $1000000
Conditions
Allergic reaction
1
Brachycephalic Airway Obstruction Syndrome
u0026#149; Coveredu003cbru003eu0026#149; 365 day waiting period
Behavioural conditions
u0026#149; Not coveredu003cbru003eu0026#149; Some cover available under routine care option
Cancer
u0026#149; Coveredu003cbru003eu0026#149; Up to $5000u003cbru003eu0026#149; Standard waiting periods
Cruciate ligament conditions
u0026#149; Coveredu003cbru003eu0026#149; Up to $2500u003cbru003eu0026#149; 6 month waiting period
Ear conditions
u0026#149; Coveredu003cbru003eu0026#149; Standard waiting periods
Eye conditions
u0026#149; Coveredu003cbru003eu0026#149; Standard waiting periods
Dental and oral health conditions
u0026#149; Coveredu003cbru003eu0026#149; No cover for luxation, horizontal bone loss, impacted teeth or embedded teeth, gingival hyperplasia, malocclusion, linguoversion, wry bite, supernumerary teeth, reverse scissor bite, posterior cross bite, anterior crossbite, overbite, brachygnathia, open bite or level biteu003cbru003eu0026#149; Does not cover caps/splints, comprehensive oral health assessment and treatment (COHAT), crowns, dental check-ups, dental prophylaxis, dental scale/polish, dental sealants, dental vaccines, dental x-rays, gingival curettes, orthodontic appliances, orthodontics, periodontal surgery, periodontics, prosthodontics, removal of plaque/calculus, removal/repair of misaligned/retained deciduous teeth, root canal or teeth cleaningu003cbru003eu0026#149; Covers conditions caused by complications from routine dental treatmentu003cbru003eu0026#149; Insurer requires annual dental examination/treatmentu003cbru003eu0026#149; Some cover available under routine care option
Ingestion of a foreign object
u0026#149; Coveredu003cbru003eu0026#149; Up to 1 incident per yearu003cbru003eu0026#149; Standard waiting periods
Heart conditions
u0026#149; Coveredu003cbru003eu0026#149; Standard waiting periods
Orthopaedic conditions
u0026#149; Coveredu003cbru003eu0026#149; Standard waiting periods
Patella luxation
u0026#149; Coveredu003cbru003eu0026#149; Standard waiting periods
Joint conditions
u0026#149; Coveredu003cbru003eu0026#149; Up to $4000 for hip dysplasiau003cbru003eu0026#149; Standard waiting periods
Intervertebral disc disease
u0026#149; Coveredu003cbru003eu0026#149; Standard waiting periods
Hereditary conditions
u0026#149; Coveredu003cbru003eu0026#149; Standard waiting periods
Pregnancy and obstetrics
Illness caused by parasites
u0026#149; Coveredu003cbru003eu0026#149; Does not cover internal/external parasite prevention/eradication, heart worm prevention medication, tick treatment or flea treatmentu003cbru003eu0026#149; Insurer requires vaccination for ticksu003cbru003eu0026#149; Up to $2000 for tick paralysis (first claim)u003cbru003eu0026#149; Up to $1000 for tick paralysis (subsequent claim)u003cbru003eu0026#149; Standard waiting periodsu003cbru003eu0026#149; Some cover available under routine care option
Skin conditions
u0026#149; Coveredu003cbru003eu0026#149; Up to $500u003cbru003eu0026#149; Standard waiting periods
Snakebite
u0026#149; Coveredu003cbru003eu0026#149; Standard waiting periods
Vaccinatable Conditions
u0026#149; Coveredu003cbru003eu0026#149; Insurer requires vaccination for distemper, hepatitis, parvovirus, kennel cough, leptospirosis, ticks, Feline infectious enteritis, feline leukaemia and cat flu and any other vaccination recommended by vetu003cbru003eu0026#149; Vaccine benefit available under routine care option
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