u0026#149; No annual limitu003cbru003eu0026#149; $Up to $1200 overall combined limit for most conditionsu003cbru003eu0026#149; Over 30 other conditions have specific sublimits
Benefit paid per claim
u0026#149; Up to 8 years: 100% vet bill coveredu003cbru003eu0026#149; From 8 years: 65% vet bill covered
Excesses
Excess
0
Covered events
Injury
u0026#149; Limited coveru003cbru003eu0026#149; No waiting periodu003cbru003eu003cbu003eCovers these specified injuries only:u003c/bu003eu003cbru003eu0026#149; motor vehicle incidentu003cbru003eu0026#149; burn or electrocutionu003cbru003eu0026#149; reaction to bite from an insect or arachnidu003cbru003eu0026#149; near drowning incidentu003cbru003eu0026#149; bone fractureu003cbru003eu0026#149; snake bite toxicityu003cbru003eu0026#149; traumatic ligament or tendon injuryu003cbru003eu0026#149; bite wound or fight wound abscessesu003cbru003eu0026#149; lacerations or abrasion of tissue, skin or mucous membrane due to external violence
Illness
u0026#149; Comprehensive coveru003cbru003eu0026#149; 20 day waiting period
Vet consults
Emergency treatment
Pre-existing conditions
Can be covered if condition is temporary, fully cured and pet is symptom-free for 18 months
Additional benefits
Routine care
Alternative therapies
u0026#149; Coveredu003cbru003eu0026#149; Up to $500
Lost animal
Necessary euthanasia
1
Telehealth vet service
Legal liability
Conditions
Allergic reaction
u0026#149; Coveredu003cbru003eu0026#149; Covers allergic reaction to ant, bee, fly, mosquito, scorpion, spider and wasp
Brachycephalic Airway Obstruction Syndrome
u0026#149; Coveredu003cbru003eu0026#149; Up to $2500u003cbru003eu0026#149; Standard waiting periods
Behavioural conditions
u0026#149; Coveredu003cbru003eu0026#149; Up to $400u003cbru003eu0026#149; Cover includes anxiety, phobias, compulsive disorders and impulse control problemsu003cbru003eu0026#149; No cover for conditions preventable by puppy training/socialisationu003cbru003eu0026#149; 20 day waiting period
Cancer
u0026#149; Coveredu003cbru003eu0026#149; Up to $4000u003cbru003eu0026#149; Standard waiting periods
Cruciate ligament conditions
u0026#149; Coveredu003cbru003eu0026#149; Up to $4000u003cbru003eu0026#149; Cover includes partial/complete rupture of cruciate ligament, meniscal tears, looseness of cruciate ligaments and complications following surgeryu003cbru003eu0026#149; 6 month waiting period
Ear conditions
u0026#149; Coveredu003cbru003eu0026#149; Up to $750 for each conditionu003cbru003eu0026#149; Standard waiting periods
Eye conditions
u0026#149; Coveredu003cbru003eu0026#149; Up to $750 for conjunctivitis and corneal ulcersu003cbru003eu0026#149; Up to $1500 for cherry eye and entropionu003cbru003eu0026#149; Up to $6000 for cataractsu003cbru003eu0026#149; Up to $1200 for other conditionsu003cbru003eu0026#149; Standard waiting periods
Dental and oral health conditions
u0026#149; Covered for illnessu003cbru003eu0026#149; Cover limited to gingivitis, abscesses, dental disease arising from infection, retained deciduous teeth, cavities and fractured teethu003cbru003eu0026#149; Up to $750 per conditionu003cbru003eu0026#149; 6 month waiting periodu003cbru003eu0026#149; Treatment for dental disease arising from infection, retained deciduous teeth, cavities and fractured teeth limited to removal of teethu003cbru003eu0026#149; Insurer requires annual routine dental check-ups
Ingestion of a foreign object
u0026#149; Coveredu003cbru003eu0026#149; Up to $2500 per claimu003cbru003eu0026#149; Standard waiting periods
Heart conditions
u0026#149; Coveredu003cbru003eu0026#149; Standard waiting periods
Orthopaedic conditions
u0026#149; Coveredu003cbru003eu0026#149; Specifically covered injuries include bone fractureu003cbru003eu0026#149; Up to $750 for arthritisu003cbru003eu0026#149; Up to $6000 for bone fracture and spinal diseaseu003cbru003eu0026#149; Standard waiting periods
Patella luxation
u0026#149; Coveredu003cbru003eu0026#149; Up to $2500u003cbru003eu0026#149; Standard waiting periods
Joint conditions
u0026#149; Coveredu003cbru003eu0026#149; Covered treatments for hip dysplasia include total hip replacementu003cbru003eu0026#149; Up to $4000 for hip dysplasia and elbow dysplasiau003cbru003eu0026#149; Up to $2500 for joint luxationu003cbru003eu0026#149; Standard waiting periods
Intervertebral disc disease
u0026#149; Coveredu003cbru003eu0026#149; Up to $6000u003cbru003eu0026#149; Standard waiting periods
Hereditary conditions
u0026#149; Coveredu003cbru003eu0026#149; Standard waiting periods
Pregnancy and obstetrics
Illness caused by parasites
u0026#149; Coveredu003cbru003eu0026#149; No cover for conditions caused by reactions to flea/tick/worm control productsu003cbru003eu0026#149; Does not cover flea/tick/worm preventative treatment/measuresu003cbru003eu0026#149; Up to $1500 for tick paralysisu003cbru003eu0026#149; Standard waiting periods
Skin conditions
u0026#149; Coveredu003cbru003eu0026#149; Up to $750u003cbru003eu0026#149; Up to $750 for grass seed foreign bodyu003cbru003eu0026#149; Standard waiting periods
Snakebite
u0026#149; Covered as a specified injuryu003cbru003eu0026#149; Up to $2500u003cbru003eu0026#149; Standard waiting periods
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