Pet Insurance Australia Major Medical Cover

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Description

Insurer

Pet Insurance Australia

Policy

Major Medical Cover

Underwriter

PetSure (Australia) Pty Ltd

Policy type

u0026#149; Limited injury coveru003cbru003eu0026#149; Comprehensive illness cover

Animals covered

Cats and dogs

Cover summary

Minimum age for new cover

8 weeks

Maximum age for new cover

8 years

Maximum benefit per year

$30,000.00

Benefit paid per claim

80% vet bill covered

Excesses

Excess

Choose excess from $0, $100, $200 or $500

Covered events

Injury

u0026#149; Limited coveru003cbru003eu0026#149; No waiting periodu003cbru003eu003cbu003eCovers these specified injuries only:u003c/bu003eu003cbru003eu0026#149; motor vehicle incidentu003cbru003eu0026#149; burn or electrocutionu003cbru003eu0026#149; reaction to bite from an insect, spider or scorpionu003cbru003eu0026#149; bone fractureu003cbru003eu0026#149; traumatic tooth fractureu003cbru003eu0026#149; snake bite toxicityu003cbru003eu0026#149; traumatic ligament or tendon injuryu003cbru003eu0026#149; bite wound or fight wound abscessesu003cbru003eu0026#149; lacerations or abrasion of tissue, skin or mucous membrane due to external traumau003cbru003eu0026#149; cruciate ligament condition

Illness

u0026#149; Comprehensive coveru003cbru003eu0026#149; 30 day waiting period

Vet consults

Up to $500

Emergency treatment

Pre-existing conditions

Can be covered if condition is temporary, fully cured and pet is symptom-free for 18 months

Additional benefits

Routine care

u0026#149; Optionalu003cbru003eu0026#149; Up to $50 for 1 of: de-sexing, micro chipping, heart worm, behavioural therapy, teeth cleaning, council registration fees, alternative therapies, prescription diets, dew claw removal, cremation, burial or dog training at a recognised training centreu003cbru003eu0026#149; Up to $45 for flea/ tick/ worm controlu003cbru003eu0026#149; Up to $30 for vaccinations or health checku003cbru003eu0026#149; Up to $10 for heart worm test or blood screenu003cbru003eu0026#149; Up to $10 for FeLv/ Fiv test or urinalysis

Alternative therapies

u0026#149; Coveredu003cbru003eu0026#149; Some cover available under routine care option

Lost animal

Necessary euthanasia

Telehealth vet service

u0026#149; Text or video call with vetu003cbru003eu0026#149; Available 24/7

Legal liability