u0026#149; Limited coveru003cbru003eu0026#149; No waiting periodu003cbru003eu003cbu003eCovers these specified injuries only:u003c/bu003eu003cbru003eu0026#149; motor vehicle incidentu003cbru003eu0026#149; burn or electrocutionu003cbru003eu0026#149; reaction to bite from an insect or arachnidu003cbru003eu0026#149; near drowning incidentu003cbru003eu0026#149; bone fractureu003cbru003eu0026#149; snake bite toxicityu003cbru003eu0026#149; traumatic ligament or tendon injuryu003cbru003eu0026#149; bite wound or fight wound abscessesu003cbru003eu0026#149; lacerations or abrasion of tissue, skin or mucous membrane due to external traumau003cbru003eu0026#149; cruciate ligament condition
Illness
u0026#149; Comprehensive coveru003cbru003eu0026#149; 30 day waiting period
Vet consults
Up to $300
Emergency treatment
1
Pre-existing conditions
Can be covered if condition is temporary, fully cured and pet is symptom-free for 18 months
Additional benefits
Routine care
u0026#149; Coveredu003cbru003eu0026#149; Up to $50 for 1 of: desexing, heartworm control, dew claw removal, prescription diets, cremation/burial, microchipping, teeth cleaning, council registration fees or alternative therapiesu003cbru003eu0026#149; Up to $45 for 1 of: flea/tick/worm controlu003cbru003eu0026#149; Up to $30 for 1 of: vaccinations or health checksu003cbru003eu0026#149; Up to $10 for 1 of: heartworm tests or blood screensu003cbru003eu0026#149; Up to $10 for 1 of: FeLV/FIV tests or urinalysis
Alternative therapies
u0026#149; Optionalu003cbru003eu0026#149; Some cover available under routine care
Lost animal
Necessary euthanasia
1
Telehealth vet service
u0026#149; Text or video call with vetu003cbru003eu0026#149; Available 24/7
Legal liability
Conditions
Allergic reaction
1
Brachycephalic Airway Obstruction Syndrome
u0026#149; Coveredu003cbru003eu0026#149; Standard waiting periods
Behavioural conditions
u0026#149; Not coveredu003cbru003eu0026#149; Some cover available under routine care
Cancer
u0026#149; Coveredu003cbru003eu0026#149; Standard waiting periods
Cruciate ligament conditions
u0026#149; Covered as a specified injuryu003cbru003eu0026#149; Up to $3200 for treatment in ACT, NT and WAu003cbru003eu0026#149; Up to $2600 for treatment in NSW, Qld, SA, Tas and Vicu003cbru003eu0026#149; Cover includes partial/complete rupture of cruciate ligament, meniscal tears, looseness of the cruciate ligament and complications following surgeryu003cbru003eu0026#149; 6 month waiting period
Ear conditions
u0026#149; Coveredu003cbru003eu0026#149; Standard waiting periods
Eye conditions
u0026#149; Coveredu003cbru003eu0026#149; Standard waiting periods
Dental and oral health conditions
u0026#149; Not covered by defaultu003cbru003eu0026#149; Does cover oral tumoursu003cbru003eu003cbu003eOptional cover:u003c/bu003eu003cbru003eu0026#149; Cover limited to gingivitis, abscesses, dental disease arising from infection, retained deciduous teeth, cavities and fractured teethu003cbru003eu0026#149; No cover for odontoclastic resorptive lesionsu003cbru003eu0026#149; Up to $2000u003cbru003eu0026#149; 2 year waiting periodu003cbru003eu0026#149; Treatment of dental disease arising from infection, retained deciduous teeth, cavities and fractured teeth limited to tooth removalu003cbru003eu0026#149; Does not cover corrective treatment, cosmetic dental surgery, crowns, orthodontic treatment or root canalu003cbru003eu0026#149; Insurer requires annual routine dental check-upsu003cbru003eu0026#149; Some cover available under routine care
Ingestion of a foreign object
u0026#149; Coveredu003cbru003eu0026#149; Standard waiting periods
Heart conditions
u0026#149; Coveredu003cbru003eu0026#149; Standard waiting periods
Orthopaedic conditions
u0026#149; Coveredu003cbru003eu0026#149; Specifically covered injuries include bone fractureu003cbru003eu0026#149; Standard waiting periods
Patella luxation
u0026#149; Coveredu003cbru003eu0026#149; Standard waiting periods
Joint conditions
u0026#149; Coveredu003cbru003eu0026#149; Standard waiting periods
Intervertebral disc disease
u0026#149; Coveredu003cbru003eu0026#149; Standard waiting periods
Hereditary conditions
u0026#149; Coveredu003cbru003eu0026#149; Standard waiting periods
Pregnancy and obstetrics
Illness caused by parasites
u0026#149; Coveredu003cbru003eu0026#149; Covers conditions caused by reaction to flea/tick/worm controlu003cbru003eu0026#149; Up to $1200 for tick paralysisu003cbru003eu0026#149; Standard waiting periodsu003cbru003eu0026#149; Some cover available under routine care
Skin conditions
u0026#149; Coveredu003cbru003eu0026#149; Standard waiting periods
Snakebite
u0026#149; Covered as a specified injuryu003cbru003eu0026#149; Standard waiting periods
Vaccinatable Conditions
u0026#149; Coveredu003cbru003eu0026#149; Vaccine benefit available under routine care
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