u0026#149; Comprehensive coveru003cbru003eu0026#149; No waiting period
Illness
u0026#149; Comprehensive coveru003cbru003eu0026#149; 21 day waiting period
Vet consults
1
Emergency treatment
1
Pre-existing conditions
Can be covered if condition is temporary and fully cured
Additional benefits
Routine care
u003cbu003eRoutine Care Lite option:u003c/bu003eu003cbru003eu0026#149; Up to $150 per yearu003cbru003eu0026#149; Up to $80 for consultations or vaccinationsu003cbru003eu003cbu003eRoutine Care Plus option:u003c/bu003eu003cbru003eu0026#149; Up to $250 per yearu003cbru003eu0026#149; Up to $80 for consultations, vaccinations, dental check-up, alternative/complementary therapies or behavioural therapy
Alternative therapies
u0026#149; Not coveredu003cbru003eu0026#149; Some cover available under routine care option
Lost animal
Necessary euthanasia
1
Telehealth vet service
Legal liability
Conditions
Allergic reaction
u0026#149; Coveredu003cbru003eu0026#149; Covers allergic reaction to insect biteu003cbru003eu0026#149; No cover for allergic reaction to tick/flea bite
Brachycephalic Airway Obstruction Syndrome
u0026#149; Coveredu003cbru003eu0026#149; Standard waiting periods
Behavioural conditions
u0026#149; Not coveredu003cbru003eu0026#149; Some cover available under routine care option
Cancer
u0026#149; Coveredu003cbru003eu0026#149; 21 day waiting period
Cruciate ligament conditions
u0026#149; Coveredu003cbru003eu0026#149; Up to $3500u003cbru003eu0026#149; 6 month waiting period
Ear conditions
u0026#149; Coveredu003cbru003eu0026#149; Standard waiting periods
Eye conditions
u0026#149; Coveredu003cbru003eu0026#149; Standard waiting periods
Dental and oral health conditions
u0026#149; Optionalu003cbru003eu0026#149; Cover limited to gingivitis, abscesses, tooth fracture, cavities, dental disease arising from infection and tooth resorptionu003cbru003eu0026#149; Up to $800u003cbru003eu0026#149; 6 month waiting periodu003cbru003eu0026#149; Treatment of tooth fracture, cavities, dental disease arising from infection and tooth resorption limited to restoration of canine and carnassial teeth (including orthodontic treatment, crowns and root canals) and tooth removalu003cbru003eu0026#149; Does not cover corrective treatment or cosmetic surgeryu003cbru003eu0026#149; Insurer requires annual routine dental check-ups/treatmentu003cbru003eu0026#149; Some cover available under routine care option
Ingestion of a foreign object
u0026#149; Coveredu003cbru003eu0026#149; Up to 1 incident per yearu003cbru003eu0026#149; Standard waiting periods
Heart conditions
u0026#149; Coveredu003cbru003eu0026#149; Standard waiting periods
Orthopaedic conditions
u0026#149; Coveredu003cbru003eu0026#149; Standard waiting periods
Patella luxation
u0026#149; Coveredu003cbru003eu0026#149; Standard waiting periods
Joint conditions
u0026#149; Coveredu003cbru003eu0026#149; Cover includes joint dysplasia, elbow dysplasia, hip dysplasia, hyperextending hocks and degenerative joint diseaseu003cbru003eu0026#149; Standard waiting periods
Intervertebral disc disease
u0026#149; Coveredu003cbru003eu0026#149; Standard waiting periods
Hereditary conditions
u0026#149; Coveredu003cbru003eu0026#149; Standard waiting periods
Pregnancy and obstetrics
Illness caused by parasites
u0026#149; Coveredu003cbru003eu0026#149; Cover limited to tick paralysisu003cbru003eu0026#149; No cover for conditions caused by endoparasites, worms, ectoparasites, ticks, fleas or skin mitesu003cbru003eu0026#149; Does not cover preventative flea/tick/worm controlu003cbru003eu0026#149; Insurer requires regular preventative treatment for fleas, heartworm and worms and ticksu003cbru003eu0026#149; Up to $2500 for tick paralysisu003cbru003eu0026#149; 21 day waiting periodu003cbru003eu0026#149; Some cover available under routine care option
Skin conditions
u0026#149; Coveredu003cbru003eu0026#149; Standard waiting periods
Snakebite
u0026#149; Coveredu003cbru003eu0026#149; No waiting period
Vaccinatable Conditions
u0026#149; Coveredu003cbru003eu0026#149; Insurer requires regular vaccination for Feline infectious enteritis, feline leukaemia, cat flu, distemper, hepatitis, parvovirus, kennel cough and leptospirosis and any other vaccination recommended to you by a vetu003cbru003eu0026#149; Vaccine benefit available under routine care option
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