Can be covered if condition is cured, approved by insurer review and temporary
Additional benefits
Routine care
u003cbu003eRoutine Care Lite option:u003c/bu003eu003cbru003eu0026#149; Up to $150 per yearu003cbru003eu0026#149; Up to $80 for consultations or vaccinationsu003cbru003eu003cbu003eRoutine Care Plus option:u003c/bu003eu003cbru003eu0026#149; Up to $250 per yearu003cbru003eu0026#149; Up to $80 for consultations, vaccinations, dental check-up, alternative/complementary therapies or behavioural therapy
Alternative therapies
u0026#149; Not coveredu003cbru003eu0026#149; Some cover available under routine care option
Lost animal
Necessary euthanasia
1
Telehealth vet service
Legal liability
Conditions
Allergic reaction
u0026#149; Coveredu003cbru003eu0026#149; Covers allergic reaction to insect biteu003cbru003eu0026#149; No cover for allergic reaction to tick/flea bite
Brachycephalic Airway Obstruction Syndrome
Behavioural conditions
u0026#149; Not coveredu003cbru003eu0026#149; Some cover available under routine care option
Cancer
u0026#149; Covered as a specified illnessu003cbru003eu0026#149; 21 day waiting period
Cruciate ligament conditions
u0026#149; Covered as a specified illnessu003cbru003eu0026#149; Up to $3000u003cbru003eu0026#149; 6 month waiting period
Ear conditions
u0026#149; Covered as a specified illnessu003cbru003eu0026#149; Standard waiting periods
Eye conditions
u0026#149; Covered as a specified illnessu003cbru003eu0026#149; Standard waiting periods
Dental and oral health conditions
u0026#149; Not coveredu003cbru003eu0026#149; Some cover available under routine care option
Ingestion of a foreign object
u0026#149; Coveredu003cbru003eu0026#149; Up to 1 incident per yearu003cbru003eu0026#149; Standard waiting periods
Heart conditions
u0026#149; Covered as a specified illnessu003cbru003eu0026#149; Standard waiting periods
Orthopaedic conditions
u0026#149; Coveredu003cbru003eu0026#149; Standard waiting periods
Patella luxation
u0026#149; Covered as a specified illnessu003cbru003eu0026#149; 21 day waiting period
Joint conditions
u0026#149; Coveredu003cbru003eu0026#149; 21 day waiting period
Intervertebral disc disease
u0026#149; Covered as a specified illnessu003cbru003eu0026#149; Standard waiting periods
Hereditary conditions
u0026#149; Coveredu003cbru003eu0026#149; Standard waiting periods
Pregnancy and obstetrics
Illness caused by parasites
u0026#149; Coveredu003cbru003eu0026#149; Cover limited to tick paralysisu003cbru003eu0026#149; No cover for conditions caused by endoparasites, worms, ectoparasites, ticks, fleas or skin mitesu003cbru003eu0026#149; Does not cover preventative flea/tick/worm controlu003cbru003eu0026#149; Insurer requires regular preventative treatment for fleas, heartworm, worms and ticksu003cbru003eu0026#149; Up to $2500 for tick paralysisu003cbru003eu0026#149; 21 day waiting periodu003cbru003eu0026#149; Some cover available under routine care option
Skin conditions
u0026#149; Coveredu003cbru003eu0026#149; 21 day waiting period
Snakebite
u0026#149; Coveredu003cbru003eu0026#149; No waiting period
Vaccinatable Conditions
u0026#149; Not coveredu003cbru003eu0026#149; Vaccine benefit available under routine care option
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