u0026#149; Limited coveru003cbru003eu0026#149; No waiting periodu003cbru003eu003cbu003eCovers these specified injuries only:u003c/bu003eu003cbru003eu0026#149; motor vehicle incidentu003cbru003eu0026#149; Burnu003cbru003eu0026#149; electrocutionu003cbru003eu0026#149; reaction to bite from an insect, spider or scorpionu003cbru003eu0026#149; bone fractureu003cbru003eu0026#149; traumatic tooth fractureu003cbru003eu0026#149; snake bite toxicityu003cbru003eu0026#149; ingestion of foreign objectu003cbru003eu0026#149; poisoningu003cbru003eu0026#149; traumatic ligament or tendon injuryu003cbru003eu0026#149; bite/fight wound abscessesu003cbru003eu0026#149; lacerations/abrasion of tissue/skin/mucous membrane due to external traumau003cbru003eu0026#149; cruciate ligament condition
Illness
u0026#149; Comprehensive coveru003cbru003eu0026#149; 30 day waiting period
Vet consults
Up to $400
Emergency treatment
1
Pre-existing conditions
Can be covered if condition is temporary, fully cured and pet is symptom-free for 18 months
Additional benefits
Routine care
u0026#149; Optionalu003cbru003eu0026#149; Up to $150 per yearu003cbru003eu0026#149; Up to $50 for desexing, vaccinations or health checks, microchipping, heartworm preventative, dew claw removal, prescription diets, FeLV/FIV tests or urinalysis, flea/tick/worm control, teeth cleaning, cremation/burial, council registration fees, alternative medication, obedience training or heartworm tests or blood screen
Alternative therapies
u0026#149; Optionalu003cbru003eu0026#149; Up to $2000u003cbru003eu0026#149; Limit combined with cover for dental and behavioural conditionsu003cbru003eu0026#149; Some cover available under routine care option
Lost animal
Necessary euthanasia
1
Telehealth vet service
u0026#149; Text or video call with vetu003cbru003eu0026#149; Available 24/7
Legal liability
Conditions
Allergic reaction
1
Brachycephalic Airway Obstruction Syndrome
u0026#149; Coveredu003cbru003eu0026#149; Standard waiting periods
Behavioural conditions
u0026#149; Optionalu003cbru003eu0026#149; Up to $2000u003cbru003eu0026#149; Limit combined with cover for dental and alternative therapiesu003cbru003eu0026#149; Some cover available under routine care option
Cancer
u0026#149; Coveredu003cbru003eu0026#149; Standard waiting periods
Cruciate ligament conditions
u0026#149; Covered as a specified injuryu003cbru003eu0026#149; Up to $4000 per legu003cbru003eu0026#149; Cover includes partial/complete rupture of cruciate ligament, meniscal tears, looseness of the cruciate ligament and complications following surgeryu003cbru003eu0026#149; 6 month waiting period
Ear conditions
u0026#149; Coveredu003cbru003eu0026#149; Standard waiting periods
Eye conditions
u0026#149; Coveredu003cbru003eu0026#149; Standard waiting periods
Dental and oral health conditions
u0026#149; Not covered by defaultu003cbru003eu0026#149; Does cover traumatic tooth fracture, oral tumours and stomatitisu003cbru003eu003cbu003eOptional cover:u003c/bu003eu003cbru003eu0026#149; Bundled with other extrasu003cbru003eu0026#149; Cover limited to gingivitis, abscesses, dental disease arising from infection, retained deciduous teeth, cavities and fractured teethu003cbru003eu0026#149; No cover for odontoclastic resorptive lesionsu003cbru003eu0026#149; Up to $2000u003cbru003eu0026#149; 6 month waiting periodu003cbru003eu0026#149; Treatment of dental disease arising from infection, retained deciduous teeth, cavities and fractured teeth limited to tooth removalu003cbru003eu0026#149; Does not cover corrective treatment, cosmetic dental surgery, crowns, orthodontic treatment or root canalu003cbru003eu0026#149; Insurer requires annual routine dental check-upsu003cbru003eu0026#149; Some cover available under routine care option
Ingestion of a foreign object
u0026#149; Covered as a specified injuryu003cbru003eu0026#149; Standard waiting periods
Heart conditions
u0026#149; Coveredu003cbru003eu0026#149; Standard waiting periods
Orthopaedic conditions
u0026#149; Coveredu003cbru003eu0026#149; Specifically covered injuries include bone fractureu003cbru003eu0026#149; Standard waiting periods
Patella luxation
u0026#149; Coveredu003cbru003eu0026#149; Standard waiting periods
Joint conditions
u0026#149; Coveredu003cbru003eu0026#149; Up to $4000 for hip joint surgery/replacement (per hip)u003cbru003eu0026#149; Standard waiting periods
Intervertebral disc disease
u0026#149; Coveredu003cbru003eu0026#149; Standard waiting periods
Hereditary conditions
u0026#149; Coveredu003cbru003eu0026#149; Standard waiting periods
Pregnancy and obstetrics
Illness caused by parasites
u0026#149; Coveredu003cbru003eu0026#149; Up to $4000 for tick paralysisu003cbru003eu0026#149; Standard waiting periodsu003cbru003eu0026#149; Some cover available under routine care option
Skin conditions
u0026#149; Coveredu003cbru003eu0026#149; Standard waiting periods
Snakebite
u0026#149; Covered as a specified injuryu003cbru003eu0026#149; Covers snake bite toxicityu003cbru003eu0026#149; Standard waiting periods
Vaccinatable Conditions
u0026#149; Coveredu003cbru003eu0026#149; Vaccine benefit available under routine care option
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