u0026#149; Comprehensive coveru003cbru003eu0026#149; 2 day waiting period
Illness
u0026#149; Comprehensive coveru003cbru003eu0026#149; 30 day waiting period
Vet consults
1
Emergency treatment
1
Pre-existing conditions
Can be covered if condition is cured and pet is symptom-free for 12 months
Additional benefits
Routine care
u0026#149; Optionalu003cbru003eu0026#149; Choose limit from $75 or $150u003cbru003eu0026#149; Covers health checks, vaccinations, dental check-ups and scale/polish, flea/tick/worming treatments, blood/urine testing or alternative/complementary therapy
Alternative therapies
u0026#149; Not coveredu003cbru003eu0026#149; Some cover available under routine care option
Lost animal
Necessary euthanasia
1
Telehealth vet service
Legal liability
Conditions
Allergic reaction
1
Brachycephalic Airway Obstruction Syndrome
u0026#149; Coveredu003cbru003eu0026#149; No cover for pets under 1 year old u003cbru003eu0026#149; Standard waiting periods
Behavioural conditions
u0026#149; Not coveredu003cbru003eu0026#149; Some cover available under routine care option
Cancer
u0026#149; Coveredu003cbru003eu0026#149; Standard waiting periods
Cruciate ligament conditions
u0026#149; Coveredu003cbru003eu0026#149; Up to $3500u003cbru003eu0026#149; Cover includes osteoarthritis in a previously affected kneeu003cbru003eu0026#149; 6 month waiting period
Ear conditions
u0026#149; Coveredu003cbru003eu0026#149; Standard waiting periods
Eye conditions
u0026#149; Coveredu003cbru003eu0026#149; Standard waiting periods
Dental and oral health conditions
u0026#149; Covered for injuryu003cbru003eu0026#149; No cover for dental disease, removal of deciduous teeth, gingivitis, tartar or periodontitisu003cbru003eu0026#149; Does not cover cleaning, cosmetic dentistry, preventative dental care or scale and polishu003cbru003eu0026#149; Some cover available under routine care option
Ingestion of a foreign object
u0026#149; Coveredu003cbru003eu0026#149; Up to 2 incidents per yearu003cbru003eu0026#149; Standard waiting periods
Heart conditions
u0026#149; Coveredu003cbru003eu0026#149; Standard waiting periods
Orthopaedic conditions
u0026#149; Coveredu003cbru003eu0026#149; Standard waiting periods
Patella luxation
u0026#149; Coveredu003cbru003eu0026#149; Standard waiting periods
Joint conditions
u0026#149; Coveredu003cbru003eu0026#149; Standard waiting periods
Intervertebral disc disease
u0026#149; Coveredu003cbru003eu0026#149; 30 day waiting period
Hereditary conditions
u0026#149; Coveredu003cbru003eu0026#149; Standard waiting periods
Pregnancy and obstetrics
Illness caused by parasites
u0026#149; Coveredu003cbru003eu0026#149; Cover limited to tick paralysisu003cbru003eu0026#149; No cover for conditions caused by reasonably preventable parasites, internal parasites, worms, heartworm, external parasites, fleas or ticksu003cbru003eu0026#149; Does not cover preventative protection for flea, tick, mites, intestinal worms or heartwormu003cbru003eu0026#149; Insurer requires ongoing regular tick paralysis preventionu003cbru003eu0026#149; Up to $3000 for tick paralysisu003cbru003eu0026#149; 30 day waiting periodu003cbru003eu0026#149; Some cover available under routine care option
Skin conditions
u0026#149; Coveredu003cbru003eu0026#149; Standard waiting periods
Snakebite
u0026#149; Coveredu003cbru003eu0026#149; Up to $3000u003cbru003eu0026#149; Covers snake bite and strangling by snakeu003cbru003eu0026#149; 2 day waiting period
Vaccinatable Conditions
u0026#149; Coveredu003cbru003eu0026#149; Insurer requires up to date vaccination for canine distemper, canine parvovirus, canine kennel cough, canine hepatitis, canine adenovirus, feline herpes virus, feline calicivirus, feline enteritis and feline parvovirus and infections vet has recommended vaccination foru003cbru003eu0026#149; Vaccine benefit available under routine care option
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