Australian Seniors Top Cover

Australian Seniors Top Cover

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Description

Insurer
Australian Seniors
Policy
Top Cover
Underwriter
PetSure (Australia) Pty Ltd
Policy type
u0026#149; Limited injury coveru003cbru003eu0026#149; Comprehensive illness cover
Animals covered
Cats and dogs

Cover summary

Minimum age for new cover
8 weeks
Maximum age for new cover
8 years
Maximum benefit per year
$12,000.00
Benefit paid per claim
80% vet bill covered

Excesses

Excess
0

Covered events

Injury
u0026#149; Limited coveru003cbru003eu0026#149; No waiting periodu003cbru003eu003cbu003eCovers these specified injuries only:u003c/bu003eu003cbru003eu0026#149; motor vehicle incidentu003cbru003eu0026#149; burn or electrocutionu003cbru003eu0026#149; allergic reaction to insect and arachnid bitesu003cbru003eu0026#149; bone fractureu003cbru003eu0026#149; snake bite toxicityu003cbru003eu0026#149; traumatic ligament or tendon injuryu003cbru003eu0026#149; bite wound or fight wound abscessu003cbru003eu0026#149; lacerations or abrasion of tissue, skin or mucous membrane due to external violence
Illness
u0026#149; Comprehensive coveru003cbru003eu0026#149; 30 day waiting period
Vet consults
Up to $300
Emergency treatment
1
Pre-existing conditions
Can be covered if condition is temporary, fully cured and pet is symptom-free for 18 months

Additional benefits

Routine care
u0026#149; Optionalu003cbru003eu0026#149; Up to $50 for 1 of: flea, tick, worm control; heartworm control; vaccinations; health checks; teeth cleaning; prescription diets; dental illness treatment; puppy training; cremation or burial; dew claw removal; de-sexing; council registration fees; microchipping; behavioural therapy or alternative therapiesu003cbru003eu0026#149; Up to $15 for heartworm tests or blood screeningu003cbru003eu0026#149; Up to $15 for FeLV/FIV tests or urinalysis
Alternative therapies
u0026#149; Optionalu003cbru003eu0026#149; Some cover available under routine care option
Lost animal
Necessary euthanasia
1
Telehealth vet service
Legal liability

Conditions

Allergic reaction
1
Brachycephalic Airway Obstruction Syndrome
u0026#149; Coveredu003cbru003eu0026#149; Standard waiting periods
Behavioural conditions
u0026#149; Not coveredu003cbru003eu0026#149; Some cover available under routine care option
Cancer
u0026#149; Coveredu003cbru003eu0026#149; Standard waiting periods
Cruciate ligament conditions
u0026#149; Coveredu003cbru003eu0026#149; Up to $3200 for treatment in ACT, NT and WAu003cbru003eu0026#149; Up to $2600 for treatment in NSW, Qld, SA, Tas and Vicu003cbru003eu0026#149; 6 month waiting period
Ear conditions
u0026#149; Coveredu003cbru003eu0026#149; Standard waiting periods
Eye conditions
u0026#149; Coveredu003cbru003eu0026#149; Standard waiting periods
Dental and oral health conditions
u0026#149; Not coveredu003cbru003eu0026#149; Does cover oral tumoursu003cbru003eu0026#149; Some cover available under routine care option
Ingestion of a foreign object
u0026#149; Coveredu003cbru003eu0026#149; Standard waiting periods
Heart conditions
u0026#149; Coveredu003cbru003eu0026#149; Standard waiting periods
Orthopaedic conditions
u0026#149; Coveredu003cbru003eu0026#149; Specifically covered injuries include bone fractureu003cbru003eu0026#149; Cover limited to bone fractureu003cbru003eu0026#149; Standard waiting periods
Patella luxation
u0026#149; Coveredu003cbru003eu0026#149; Standard waiting periods
Joint conditions
u0026#149; Coveredu003cbru003eu0026#149; Standard waiting periods
Intervertebral disc disease
u0026#149; Coveredu003cbru003eu0026#149; Standard waiting periods
Hereditary conditions
u0026#149; Coveredu003cbru003eu0026#149; Standard waiting periods
Pregnancy and obstetrics
Illness caused by parasites
u0026#149; Coveredu003cbru003eu0026#149; Covers conditions caused by external parasites, ticks, fleas, skin mites, ear mites and allergic reaction to flea/tick/worm controlu003cbru003eu0026#149; Up to $1200 for tick paralysisu003cbru003eu0026#149; Standard waiting periodsu003cbru003eu0026#149; Some cover available under routine care option
Skin conditions
u0026#149; Coveredu003cbru003eu0026#149; Standard waiting periods
Snakebite
u0026#149; Covered as a specified injuryu003cbru003eu0026#149; Standard waiting periods
Vaccinatable Conditions
u0026#149; Coveredu003cbru003eu0026#149; Vaccine benefit available under routine care option