Pets

Fetch Pet Insurance

Fetch Pet Insurance

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Description

Insurer
Fetch
Policy
Pet Insurance
Underwriter
Pacific International Insurance Pty Ltd
Policy type
Comprehensive injury and illness cover
Animals covered
Cats and dogs

Cover summary

Minimum age for new cover
8 weeks
Maximum age for new cover
9 years
Maximum benefit per year
$30,000.00
Benefit paid per claim
Choose from 80%, 90% or 100% vet bill covered

Excesses

Excess
Choose excess from $0, $100 or $200

Covered events

Injury
u0026#149; Comprehensive coveru003cbru003eu0026#149; 2 day waiting period
Illness
u0026#149; Comprehensive coveru003cbru003eu0026#149; 30 day waiting period
Vet consults
1
Emergency treatment
1
Pre-existing conditions

Additional benefits

Routine care
Alternative therapies
1
Lost animal
Covers social media campaign run by insurer and targeting people in your postcode
Necessary euthanasia
1
Telehealth vet service
u0026#149; In-app chat with a vetu003cbru003eu0026#149; Available 24/7
Legal liability

Conditions

Allergic reaction
1
Brachycephalic Airway Obstruction Syndrome
u0026#149; Coveredu003cbru003eu0026#149; 90 day waiting period
Behavioural conditions
u0026#149; Coveredu003cbru003eu0026#149; Insurer requires you to fulfil basic needs for training, socialisation, exercise, housing, nutrition and care; and that pet has no history of behavioural issues (e.g. aggression) before coveru003cbru003eu0026#149; No cover for conditions caused by leaving pet alone for extended periodsu003cbru003eu0026#149; Standard waiting periods
Cancer
u0026#149; Coveredu003cbru003eu0026#149; Standard waiting periods
Cruciate ligament conditions
u0026#149; Coveredu003cbru003eu0026#149; 90 day waiting period
Ear conditions
u0026#149; Coveredu003cbru003eu0026#149; Standard waiting periods
Eye conditions
u0026#149; Coveredu003cbru003eu0026#149; 90 day waiting period for cherry eyeu003cbru003eu0026#149; Standard waiting periods for other conditions
Dental and oral health conditions
u0026#149; Coveredu003cbru003eu0026#149; No cover for pre-existing issues with baby teethu003cbru003eu0026#149; Covered treatments for misaligned baby teeth and retained permanent teeth includes removalu003cbru003eu0026#149; Does not cover dental health checks, descale and polish, mouthwash, prophylaxis, routine dental care, toothbrushes, toothpaste or x-rays to assess dental healthu003cbru003eu0026#149; Insurer requires no history of periodontal disease before joining and for pet to have annual dental checkups
Ingestion of a foreign object
u0026#149; Coveredu003cbru003eu0026#149; Standard waiting periods
Heart conditions
u0026#149; Coveredu003cbru003eu0026#149; Standard waiting periods
Orthopaedic conditions
u0026#149; Coveredu003cbru003eu0026#149; Covered treatments for osteoarthritis include stem cell therapyu003cbru003eu0026#149; Standard waiting periods
Patella luxation
u0026#149; Coveredu003cbru003eu0026#149; 90 day waiting period
Joint conditions
u0026#149; Coveredu003cbru003eu0026#149; Covered treatments include hip/elbow/knee replacementsu003cbru003eu0026#149; Standard waiting periods
Intervertebral disc disease
u0026#149; Coveredu003cbru003eu0026#149; Standard waiting periods
Hereditary conditions
u0026#149; Coveredu003cbru003eu0026#149; Standard waiting periods
Pregnancy and obstetrics
Illness caused by parasites
u0026#149; Coveredu003cbru003eu0026#149; Insurer requires you to use parasite prevention products, in line with manufacturer's instructionsu003cbru003eu0026#149; Standard waiting periods
Skin conditions
u0026#149; Coveredu003cbru003eu0026#149; Standard waiting periods
Snakebite
u0026#149; Coveredu003cbru003eu0026#149; Standard waiting periods
Vaccinatable Conditions
u0026#149; Coveredu003cbru003eu0026#149; Insurer requires up to date vet-recommended vaccinations or valid anitbody test for the diseaseu003cbru003eu0026#149; Does not cover vaccinations