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Description

Policy type
Provider

Recommended products

Scores

CHOICE Expert Rating (%)
Cover score (%)
Price score
Medical cover score
Cancellation cover score
Additional expense cover score
Baggage cover score

Conditions

Policy age limit
Dependant age limit

Cover summary

Medical expenses
Cancellation
Baggage
Cruises

Pre-existing conditions

Pre-existing conditions covered without application
Pre-existing conditions covered on application
Time period for existing conditions

Pregnancy

Pregnancy
Pregnancy stage covered
Childbirth costs

Medical

Medical expenses
Expenses for a person to accompany a sick policyholder
Daily hospital cash allowance
Hours of hospitalisation before you receive the daily hospital cash allowance
Dental expenses for accident or injury
Dental expenses for acute pain
Overseas funeral costs

Additional expenses

Additional travel expenses for injury or sickness
Additional expenses for interrupted travel
Travel insurance extension for a delayed trip
Additional expenses for a lost passport
Additional expenses for a sick relative
Additional expenses for resumption of journey interrupted for a relative

Cancellation

Cancellation covered
Cancellation expenses
Cancellation for frequent flyer points
Cancellation expenses for travel agent fees
Cancellation for insolvency of a travel agent
Cancellation for insolvency of a travel services provider
Cancellation expenses for redundancy
Cancellation expenses for defence and emergency workers
Cancellation expenses for cancellation of work leave

Baggage

Baggage cover
Limit for baggage expenses
Limit for a single unspecified item
Limit for a video or photo camera
Limit for a laptop or tablet
Limit for a smartphone
Limit for prescribed medications
Cover for baggage in a car during the day
Cover for baggage in a car overnight
Cover for valuables in a car
Cover for lost or stolen cash
Limit for baggage lost temporarily
Hours before cover applies for baggage lost temporarily

Special event

Additional expenses for a special event
Additional expenses for pre-paid travel arrangements

Travel delay

Limit for travel delay expenses
Hours before travel delay covered
Limit per 24 hours for travel delay

Car rental

Rental car excess
Limit for rental car excess

Activities

Mopeds and motorcycles
Snow sports
Scuba diving
Abseiling
Bungee jumping
Hang gliding
High altitude hiking
Horse riding
Hot air ballooning
Kayaking
Paragliding
Tandem skydiving
White water rafting

Covered events

Transport incidents
Mental health
COVID-19
Pandemic
Natural disaster
Civil unrest
Terrorism
War