u0026#149; No annual limitu003cbru003eu0026#149; Up to $500 per condition
Benefit paid per claim
u0026#149; Up to 8 years: 90% vet bill coveredu003cbru003eu0026#149; From 8 years: 65% vet bill covered
Excesses
Excess
0
Covered events
Injury
u0026#149; Limited coveru003cbru003eu0026#149; No waiting periodu003cbru003eu003cbu003eCovers these specified injuries only:u003c/bu003eu003cbru003eu0026#149; motor vehicle incidentu003cbru003eu0026#149; burn or electrocutionu003cbru003eu0026#149; reaction to bite from an insect or arachnidu003cbru003eu0026#149; near drowning incidentu003cbru003eu0026#149; bone fractureu003cbru003eu0026#149; snake bite toxicityu003cbru003eu0026#149; traumatic ligament or tendon injuryu003cbru003eu0026#149; bite wound or fight wound abscessesu003cbru003eu0026#149; lacerations or abrasion of tissue, skin or mucous membrane due to external violence
Illness
u0026#149; Comprehensive coveru003cbru003eu0026#149; 30 day waiting period
Vet consults
Emergency treatment
Pre-existing conditions
Can be covered if condition is temporary, fully cured and pet is symptom-free for 18 months
Additional benefits
Routine care
Alternative therapies
Lost animal
Necessary euthanasia
1
Telehealth vet service
Legal liability
Conditions
Allergic reaction
u0026#149; Coveredu003cbru003eu0026#149; Covers allergic reaction to ant, bee, fly, mosquito, scorpion, spider and wasp
Brachycephalic Airway Obstruction Syndrome
u0026#149; Coveredu003cbru003eu0026#149; Standard waiting periods
Behavioural conditions
Cancer
Cruciate ligament conditions
Ear conditions
u0026#149; Coveredu003cbru003eu0026#149; Standard waiting periods
Eye conditions
u0026#149; Coveredu003cbru003eu0026#149; Standard waiting periods
Dental and oral health conditions
u0026#149; Not coveredu003cbru003eu0026#149; Does cover oral tumoursu003cbru003eu0026#149; Up to $500 per condition
Ingestion of a foreign object
u0026#149; Coveredu003cbru003eu0026#149; Standard waiting periods
Heart conditions
u0026#149; Coveredu003cbru003eu0026#149; Standard waiting periods
Orthopaedic conditions
u0026#149; Coveredu003cbru003eu0026#149; Specifically covered injuries include bone fractureu003cbru003eu0026#149; Standard waiting periods
Patella luxation
Joint conditions
u0026#149; Coveredu003cbru003eu0026#149; No cover for hip dysplasia or elbow dysplasiau003cbru003eu0026#149; Standard waiting periods
Intervertebral disc disease
u0026#149; Coveredu003cbru003eu0026#149; Standard waiting periods
Hereditary conditions
u0026#149; Coveredu003cbru003eu0026#149; Standard waiting periods
Pregnancy and obstetrics
Illness caused by parasites
u0026#149; Coveredu003cbru003eu0026#149; No cover for external parasites, ticks, fleas or skin/ear mitesu003cbru003eu0026#149; No cover for conditions caused by reactions to flea/tick/worm control productsu003cbru003eu0026#149; Does not cover flea/tick/worm preventative treatment/measuresu003cbru003eu0026#149; Standard waiting periods
Skin conditions
u0026#149; Coveredu003cbru003eu0026#149; Standard waiting periods
Snakebite
u0026#149; Covered as a specified injuryu003cbru003eu0026#149; Standard waiting periods