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Coles Basic

Coles Basic

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Description

Insurer
Coles
Policy
Basic
Underwriter
Guild Insurance Limited
Policy type
u0026#149; Comprehensive injury coveru003cbru003eu0026#149; Limited illness cover
Animals covered
Cats and dogs

Cover summary

Minimum age for new cover
8 weeks
Maximum age for new cover
8 years
Maximum benefit per year
$10,000.00
Benefit paid per claim
Choose from 80% or 100% vet bill covered

Excesses

Excess
200

Covered events

Injury
u0026#149; Comprehensive coveru003cbru003eu0026#149; 21 day waiting period
Illness
u0026#149; Limited coveru003cbru003eu0026#149; 21 day waiting periodu003cbru003eu003cbu003eCovers these specified illnesses only:u003c/bu003eu003cbru003eu0026#149; canceru003cbru003eu0026#149; cruciate ligament conditionu003cbru003eu0026#149; joint dysplasiau003cbru003eu0026#149; joint luxation
Vet consults
1
Emergency treatment
1
Pre-existing conditions
Can be covered if condition is temporary and fully cured

Additional benefits

Routine care
Alternative therapies
Lost animal
Necessary euthanasia
1
Telehealth vet service
Legal liability

Conditions

Allergic reaction
u0026#149; Coveredu003cbru003eu0026#149; Covers allergic reaction to insect biteu003cbru003eu0026#149; No cover for allergic reaction to tick/flea bite
Brachycephalic Airway Obstruction Syndrome
Behavioural conditions
Cancer
u0026#149; Covered as a specified illnessu003cbru003eu0026#149; 21 day waiting period
Cruciate ligament conditions
u0026#149; Covered as a specified illnessu003cbru003eu0026#149; Up to $3000u003cbru003eu0026#149; 6 month waiting period
Ear conditions
u0026#149; Covered for injuryu003cbru003eu0026#149; Standard waiting periods
Eye conditions
u0026#149; Covered for injuryu003cbru003eu0026#149; Standard waiting periods
Dental and oral health conditions
Ingestion of a foreign object
u0026#149; Coveredu003cbru003eu0026#149; Up to 1 incident per yearu003cbru003eu0026#149; Standard waiting periods
Heart conditions
Orthopaedic conditions
u0026#149; Coveredu003cbru003eu0026#149; Standard waiting periods
Patella luxation
u0026#149; Covered as a specified illnessu003cbru003eu0026#149; 21 day waiting period
Joint conditions
u0026#149; Coveredu003cbru003eu0026#149; 21 day waiting period
Intervertebral disc disease
Hereditary conditions
Pregnancy and obstetrics
Illness caused by parasites
u0026#149; Coveredu003cbru003eu0026#149; Cover limited to tick paralysisu003cbru003eu0026#149; No cover for conditions caused by endoparasites, worms, ectoparasites, ticks, fleas or skin mitesu003cbru003eu0026#149; Does not cover preventative flea/tick/worm controlu003cbru003eu0026#149; Insurer requires regular preventative treatment for fleas, heartworm, worms and ticksu003cbru003eu0026#149; Up to $2500 for tick paralysisu003cbru003eu0026#149; 21 day waiting period
Skin conditions
u0026#149; Coveredu003cbru003eu0026#149; 21 day waiting period
Snakebite
u0026#149; Coveredu003cbru003eu0026#149; No waiting period
Vaccinatable Conditions