u0026#149; Limited coveru003cbru003eu0026#149; No waiting periodu003cbru003eu003cbu003eCovers these specified injuries only:u003c/bu003eu003cbru003eu0026#149; motor vehicle incidentu003cbru003eu0026#149; burn or electrocutionu003cbru003eu0026#149; reaction to a bite from an insect, spider or scorpion (excluding fleas)u003cbru003eu0026#149; near drowning incidentu003cbru003eu0026#149; bone fractureu003cbru003eu0026#149; traumatic tooth fractureu003cbru003eu0026#149; snake bite toxicityu003cbru003eu0026#149; ingestion of a foreign objectu003cbru003eu0026#149; poisoningu003cbru003eu0026#149; traumatic ligament or tendon injuryu003cbru003eu0026#149; bite wound or fight wound abscessesu003cbru003eu0026#149; lacerations or abrasion of tissue, skin or mucous membrane due to external traumau003cbru003eu0026#149; cruciate ligament condition
Illness
u0026#149; Comprehensive coveru003cbru003eu0026#149; 30 day waiting period
Vet consults
Emergency treatment
1
Pre-existing conditions
Can be covered if condition is temporary, fully cured and pet is symptom-free for 18 months
Additional benefits
Routine care
Alternative therapies
Lost animal
Necessary euthanasia
1
Telehealth vet service
u0026#149; Text or video call with vetu003cbru003eu0026#149; Available 24/7
Legal liability
Conditions
Allergic reaction
1
Brachycephalic Airway Obstruction Syndrome
u0026#149; Coveredu003cbru003eu0026#149; Standard waiting periods
Behavioural conditions
Cancer
u0026#149; Coveredu003cbru003eu0026#149; Standard waiting periods
Cruciate ligament conditions
u0026#149; Covered as a specified injuryu003cbru003eu0026#149; Up to $2000 per legu003cbru003eu0026#149; Cover includes partial/complete rupture of cruciate ligament, meniscal tears, looseness of the cruciate ligament and complications following surgeryu003cbru003eu0026#149; 6 month waiting period
Ear conditions
u0026#149; Coveredu003cbru003eu0026#149; 30 day waiting period
Eye conditions
u0026#149; Coveredu003cbru003eu0026#149; Standard waiting periods
Dental and oral health conditions
u0026#149; Not coveredu003cbru003eu0026#149; Does cover traumatic tooth fracture, oral tumours and stomatitis
Ingestion of a foreign object
u0026#149; Covered as a specified injuryu003cbru003eu0026#149; 30 day waiting period
Heart conditions
u0026#149; Coveredu003cbru003eu0026#149; 30 day waiting period
Orthopaedic conditions
u0026#149; Not coveredu003cbru003eu0026#149; Specifically covered injuries include bone fracture
Patella luxation
u0026#149; Coveredu003cbru003eu0026#149; Standard waiting periods
Joint conditions
u0026#149; Coveredu003cbru003eu0026#149; Covered treatments include total hip replacementu003cbru003eu0026#149; Up to $2000 for hip joint surgery (per hip)u003cbru003eu0026#149; Standard waiting periods
Intervertebral disc disease
u0026#149; Coveredu003cbru003eu0026#149; Standard waiting periods
Hereditary conditions
u0026#149; Coveredu003cbru003eu0026#149; Standard waiting periods
Pregnancy and obstetrics
Illness caused by parasites
u0026#149; Coveredu003cbru003eu0026#149; Cover includes tick paralysisu003cbru003eu0026#149; No cover for conditions caused by external parasites, ticks, fleas or skin/ear mitesu003cbru003eu0026#149; Up to $1500 for tick paralysisu003cbru003eu0026#149; Standard waiting periods
Skin conditions
u0026#149; Coveredu003cbru003eu0026#149; Standard waiting periods
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