u0026#149; Cats: choose from $2500, $5000 or $10000 u003cbru003eu0026#149; Dogs: choose from $10000, $17500 or $30000
Benefit paid per claim
Choose from 70%, 80% or 90% vet bill covered
Excesses
Excess
Choose excess from $0, $75 or $150
Covered events
Injury
u0026#149; Comprehensive coveru003cbru003eu0026#149; 1 day waiting period
Illness
u0026#149; Comprehensive coveru003cbru003eu0026#149; 14 day waiting period
Vet consults
1
Emergency treatment
1
Pre-existing conditions
Can be covered if condition is temporary, fully cured and pet is symptom-free for 3–24 months (depending on condition)
Additional benefits
Routine care
Alternative therapies
u0026#149; Optional, bundled with other extrasu003cbru003eu0026#149; Pet must be under 3 years when first taking out this option
Lost animal
Necessary euthanasia
1
Telehealth vet service
u0026#149; Call a vetu003cbru003eu0026#149; Available weekdays 8am–8pm
Legal liability
Conditions
Allergic reaction
1
Brachycephalic Airway Obstruction Syndrome
u0026#149; Optionalu003cbru003eu0026#149; Insurer requires you to apply for coveru003cbru003eu0026#149; Standard waiting periods
Behavioural conditions
u0026#149; Optional, bundled with other extrasu003cbru003eu0026#149; Pet must be under 3 years when first taking out this optionu003cbru003eu0026#149; Cover includes dietary indiscretion, excessive licking, fur pulling, pacing, destructive chewing, anxiety, aggression and obsessive behavioural disordersu003cbru003eu0026#149; 6 month waiting period
Cancer
u0026#149; Coveredu003cbru003eu0026#149; Standard waiting periods
Cruciate ligament conditions
u0026#149; Coveredu003cbru003eu0026#149; 6 month waiting period
Ear conditions
u0026#149; Coveredu003cbru003eu0026#149; Standard waiting periods
Eye conditions
u0026#149; Coveredu003cbru003eu0026#149; 6 month waiting period for cherry eye, entropion and ectropionu003cbru003eu0026#149; Standard waiting periods for other conditions
Dental and oral health conditions
u0026#149; Not covered by defaultu003cbru003eu0026#149; Included in bundle of optional extrasu003cbru003eu0026#149; Cover includes dental diseases, gingivitis, periodontal disease, gingival disease and tumours/growthsu003cbru003eu0026#149; Pet must be under 3 years when first taking out this optionu003cbru003eu0026#149; 14 day waiting period (pets under 1 year)u003cbru003eu0026#149; 6 month waiting period (pets over 1 year)u003cbru003eu0026#149; Treatment includes dental cleaning/scalingu003cbru003eu0026#149; Does not cover aesthetic/cosmetic dental procedures, caps, crown amputation, crowns, elective/routine procedures, endodontic procedures, fillings, implants, orthodontics, removal of deciduous teeth or root canals
Ingestion of a foreign object
u0026#149; Coveredu003cbru003eu0026#149; Standard waiting periods
Heart conditions
u0026#149; Coveredu003cbru003eu0026#149; Standard waiting periods
Orthopaedic conditions
u0026#149; Coveredu003cbru003eu0026#149; Standard waiting periods
Patella luxation
u0026#149; Coveredu003cbru003eu0026#149; 6 month waiting period
Joint conditions
u0026#149; Coveredu003cbru003eu0026#149; 6 month waiting period for hip dysplasia, elbow dysplasia and osteochondritis dissecans (OCD)u003cbru003eu0026#149; Standard waiting periods for other conditions
Intervertebral disc disease
u0026#149; Coveredu003cbru003eu0026#149; 6 month waiting period
Hereditary conditions
u0026#149; Coveredu003cbru003eu0026#149; Standard waiting periods
Pregnancy and obstetrics
Illness caused by parasites
u0026#149; Coveredu003cbru003eu0026#149; Does not cover parasite preventionu003cbru003eu0026#149; Standard waiting periods
Skin conditions
u0026#149; Coveredu003cbru003eu0026#149; Standard waiting periods
Snakebite
u0026#149; Coveredu003cbru003eu0026#149; Standard waiting periods
Vaccinatable Conditions
u0026#149; Coveredu003cbru003eu0026#149; Insurer requires documented evidence of up to date vaccinations for canine distemper virus (CDV), canine adenovirus (CAV), canine parvovirus (CPV-2), parainfluenza virus (PI), Bordetella bronchiseptica (Bb), leptospira interrogans, Feline Parvovirus (FPV), feline calicivirus (FCV), feline herpesvirus (FHV-1), feline leukaemia virus (FeLV) and Feline Immunodeficiency Virus (FIV) and chlamydia felis
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