Petcover Catastrophe 1

Petcover Catastrophe 1

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Description

Insurer
Petcover
Policy
Catastrophe 1
Underwriter
Sovereign Insurance Australia Pty Ltd
Policy type
Comprehensive injury and illness cover
Animals covered
Cats and dogs

Cover summary

Minimum age for new cover
8 weeks
Maximum age for new cover
7 years
Maximum benefit per year
$5,000.00
Benefit paid per claim
u0026#149; Up to 8 years: 100% vet bill coveredu003cbru003eu0026#149; From 8 years: 80% vet bill coveredu003cbru003eu0026#149; From 10 years: 65% vet bill covered

Excesses

Excess
Choose excess from $450 or $900

Covered events

Injury
u0026#149; Comprehensive coveru003cbru003eu0026#149; No waiting period
Illness
u0026#149; Comprehensive coveru003cbru003eu0026#149; 30 day waiting period
Vet consults
Up to $400
Emergency treatment
1
Pre-existing conditions

Additional benefits

Routine care
Alternative therapies
Lost animal
Necessary euthanasia
Telehealth vet service
Legal liability
u0026#149; Optional for dogs onlyu003cbru003eu0026#149; Up to $1000000

Conditions

Allergic reaction
1
Brachycephalic Airway Obstruction Syndrome
u0026#149; Coveredu003cbru003eu0026#149; Up to $3000u003cbru003eu0026#149; 365 day waiting periodu003cbru003eu0026#149; Covered treatments include stenotic nares and soft palate resection, nasal fold surgery and skin fold surgery
Behavioural conditions
u0026#149; Coveredu003cbru003eu0026#149; No cover for conditions caused by failure to provide trainingu003cbru003eu0026#149; Standard waiting periods
Cancer
u0026#149; Coveredu003cbru003eu0026#149; Up to $2500u003cbru003eu0026#149; Standard waiting periods
Cruciate ligament conditions
u0026#149; Coveredu003cbru003eu0026#149; Up to $1500u003cbru003eu0026#149; 6 month waiting period
Ear conditions
u0026#149; Coveredu003cbru003eu0026#149; Standard waiting periods
Eye conditions
u0026#149; Coveredu003cbru003eu0026#149; Standard waiting periods
Dental and oral health conditions
u0026#149; Coveredu003cbru003eu0026#149; No cover for luxation, horizontal bone loss, impacted teeth or embedded teeth, gingival hyperplasia, malocclusion, linguoversion, wry bite, supernumerary teeth, reverse scissor bite, posterior cross bite, anterior crossbite, overbite, brachygnathia, open bite or level biteu003cbru003eu0026#149; Does not cover caps/splints, comprehensive oral health assessment and treatment (COHAT), crowns, dental check-ups, dental prophylaxis, dental scale/polish, dental sealants, dental vaccines, dental x-rays, gingival curettes, orthodontic appliances, orthodontics, periodontal surgery, periodontics, prosthodontics, removal of plaque/calculus, removal/repair of misaligned/retained deciduous teeth, root canal or teeth cleaningu003cbru003eu0026#149; Covers conditions caused by complications from routine dental treatmentu003cbru003eu0026#149; Insurer requires annual dental examination/treatment
Ingestion of a foreign object
u0026#149; Coveredu003cbru003eu0026#149; Standard waiting periods
Heart conditions
u0026#149; Coveredu003cbru003eu0026#149; Standard waiting periods
Orthopaedic conditions
u0026#149; Coveredu003cbru003eu0026#149; Up to $1500 for osteochondritis dissecans (OCD)u003cbru003eu0026#149; Standard waiting periods
Patella luxation
u0026#149; Coveredu003cbru003eu0026#149; Up to $1500u003cbru003eu0026#149; Standard waiting periods
Joint conditions
u0026#149; Coveredu003cbru003eu0026#149; Up to $1500 for hip dysplasia and osteochondritis dissecans (OCD)u003cbru003eu0026#149; Standard waiting periods
Intervertebral disc disease
u0026#149; Coveredu003cbru003eu0026#149; Standard waiting periods
Hereditary conditions
u0026#149; Coveredu003cbru003eu0026#149; Standard waiting periods
Pregnancy and obstetrics
Illness caused by parasites
u0026#149; Coveredu003cbru003eu0026#149; Cover limited to tick paralysisu003cbru003eu0026#149; No cover for internal/external parasite prevention or treatmentu003cbru003eu0026#149; Insurer requires pet to be vaccinated against ticksu003cbru003eu0026#149; Standard waiting periods
Skin conditions
u0026#149; Coveredu003cbru003eu0026#149; Up to $500u003cbru003eu0026#149; Standard waiting periods
Snakebite
u0026#149; Coveredu003cbru003eu0026#149; Standard waiting periods
Vaccinatable Conditions
u0026#149; Coveredu003cbru003eu0026#149; Insurer requires vaccination for distemper, hepatitis, parvovirus, kennel cough, leptospirosis, ticks, Feline infectious enteritis, feline leukaemia and cat flu and any other vaccination recommended by vet