u0026#149; Comprehensive coveru003cbru003eu0026#149; No waiting period
Illness
u0026#149; Comprehensive coveru003cbru003eu0026#149; 21 day waiting period
Vet consults
u0026#149; Up to $80 per consultu003cbru003eu0026#149; Up to $200 per specialist consult or house call
Emergency treatment
Up to $200 per consult
Pre-existing conditions
Can be covered if condition is fully cured and considered temporary and have no relation to an underlying condition
Additional benefits
Routine care
Alternative therapies
1
Lost animal
Necessary euthanasia
1
Telehealth vet service
Legal liability
u0026#149; Coveredu003cbru003eu0026#149; Up to $10000
Conditions
Allergic reaction
u0026#149; Coveredu003cbru003eu0026#149; No cover for allergic reaction to products used to maintain the cleanliness of pet or products for treatment of ectoparasites
Brachycephalic Airway Obstruction Syndrome
Behavioural conditions
Cancer
u0026#149; Coveredu003cbru003eu0026#149; Standard waiting periods
Cruciate ligament conditions
u0026#149; Coveredu003cbru003eu0026#149; 180 day waiting period
Ear conditions
u0026#149; Coveredu003cbru003eu0026#149; No cover for presbycusisu003cbru003eu0026#149; Standard waiting periods
Eye conditions
u0026#149; Coveredu003cbru003eu0026#149; Cover includes cherry eye caused by accidental injuryu003cbru003eu0026#149; No cover for glaucomau003cbru003eu0026#149; Standard waiting periods
Dental and oral health conditions
u0026#149; Not coveredu003cbru003eu0026#149; Does cover dental damage as a result of accidental injury where there is trauma visible to surrounding tissue within the mouth/face
Ingestion of a foreign object
u0026#149; Coveredu003cbru003eu0026#149; Up to 1 incident per yearu003cbru003eu0026#149; 21 day waiting period
Heart conditions
u0026#149; Coveredu003cbru003eu0026#149; Standard waiting periods
Orthopaedic conditions
u0026#149; Coveredu003cbru003eu0026#149; Standard waiting periods
Patella luxation
u0026#149; Coveredu003cbru003eu0026#149; 180 day waiting period
Joint conditions
u0026#149; Coveredu003cbru003eu0026#149; No cover for arthritisu003cbru003eu0026#149; Does not cover joint replacementu003cbru003eu0026#149; Standard waiting periods
Intervertebral disc disease
u0026#149; Coveredu003cbru003eu0026#149; 21 day waiting period
Hereditary conditions
u0026#149; Coveredu003cbru003eu0026#149; Up to $2300u003cbru003eu0026#149; 180 day waiting period
Pregnancy and obstetrics
Illness caused by parasites
u0026#149; Coveredu003cbru003eu0026#149; Cover limited to tick paralysisu003cbru003eu0026#149; Insurer requires up to date preventative treatmentsu003cbru003eu0026#149; No cover for conditions caused by ectoparasites, fleas, ticks, endoparasites, intestinal worms or long term exposure to parasites where preventative treatments have not been usedu003cbru003eu0026#149; Standard waiting periods
Skin conditions
u0026#149; Coveredu003cbru003eu0026#149; No cover for mangeu003cbru003eu0026#149; No cover for conditions caused by products used to maintain the cleanliness of pet or products for treatment of ectoparasitesu003cbru003eu0026#149; Standard waiting periods
Snakebite
u0026#149; Coveredu003cbru003eu0026#149; Standard waiting periods
Vaccinatable Conditions
u0026#149; Coveredu003cbru003eu0026#149; Insurer requires current vaccination for parvovirus, canine distemper, Canine infectious hepatitis, kennel cough, leptospirosis, Feline Viral rhinotracheitis, feline calicivirus, feline panleukopenia and cat flu, Feline Immunodeficiency Virus (FIV), feline leukaemia virus (FeLV), feline chlamydiosis and Feline peritonitis (FIP) and disease for which vaccination is recommended by vet/Australian government