u0026#149; Limited coveru003cbru003eu0026#149; No waiting periodu003cbru003eu003cbu003eCovers these specified injuries only:u003c/bu003eu003cbru003eu0026#149; motor vehicle incidentu003cbru003eu0026#149; burn or electrocutionu003cbru003eu0026#149; reaction to a bite from an insect, spider or scorpionu003cbru003eu0026#149; bone fractureu003cbru003eu0026#149; traumatic tooth fractureu003cbru003eu0026#149; snake bite toxicityu003cbru003eu0026#149; ingestion of a foreign objectu003cbru003eu0026#149; poisoningu003cbru003eu0026#149; traumatic ligament or tendon injuryu003cbru003eu0026#149; bite wound or fight wound abscessesu003cbru003eu0026#149; lacerations or abrasion of tissue, skin or mucous membrane due to external traumau003cbru003eu0026#149; cruciate ligament condition
Illness
u0026#149; Comprehensive coveru003cbru003eu0026#149; 30 day waiting period
Vet consults
Up to $300
Emergency treatment
1
Pre-existing conditions
Can be covered if condition is temporary, fully cured and pet is symptom-free for 18 months
Additional benefits
Routine care
u0026#149; Optionalu003cbru003eu0026#149; Up to $100 per yearu003cbru003eu0026#149; Up to $50 for vaccinations or health checksu003cbru003eu0026#149; Up to $50 for 1 of: desexing, heartworm preventative, dew claw removal, prescription diets, microchipping, teeth cleaning, cremation or burial, council registration fees, dental illness treatment, alternative therapy, behavioural therapy (by qualified animal behavioural therapist or vet) or obedience training (at recognised facility)
Alternative therapies
u0026#149; Not coveredu003cbru003eu0026#149; Some cover available under routine care option
Lost animal
Necessary euthanasia
1
Telehealth vet service
u0026#149; Text or video call with vetu003cbru003eu0026#149; Available 24/7
Legal liability
Conditions
Allergic reaction
1
Brachycephalic Airway Obstruction Syndrome
u0026#149; Coveredu003cbru003eu0026#149; Standard waiting periods
Behavioural conditions
u0026#149; Not coveredu003cbru003eu0026#149; Some cover available under routine care option
Cancer
u0026#149; Coveredu003cbru003eu0026#149; Standard waiting periods
Cruciate ligament conditions
u0026#149; Covered as a specified injuryu003cbru003eu0026#149; Up to $4000 per legu003cbru003eu0026#149; Cover includes partial/complete rupture of cruciate ligament, meniscal tears, looseness of the cruciate ligament and complications following surgeryu003cbru003eu0026#149; 6 month waiting period
Ear conditions
u0026#149; Coveredu003cbru003eu0026#149; 30 day waiting period
Eye conditions
u0026#149; Coveredu003cbru003eu0026#149; Standard waiting periods
Dental and oral health conditions
u0026#149; Not coveredu003cbru003eu0026#149; Does cover traumatic tooth fractureu003cbru003eu0026#149; Some cover available under routine care option
Ingestion of a foreign object
u0026#149; Covered as a specified injuryu003cbru003eu0026#149; 30 day waiting period
Heart conditions
u0026#149; Coveredu003cbru003eu0026#149; 30 day waiting period
Orthopaedic conditions
u0026#149; Not coveredu003cbru003eu0026#149; Specifically covered injuries include bone fracture
Patella luxation
u0026#149; Coveredu003cbru003eu0026#149; Standard waiting periods
Joint conditions
u0026#149; Coveredu003cbru003eu0026#149; Covered treatments for joint condition include total hip replacementu003cbru003eu0026#149; Up to $6000 for hip joint surgery (per hip)u003cbru003eu0026#149; Standard waiting periods
Intervertebral disc disease
u0026#149; Coveredu003cbru003eu0026#149; Standard waiting periods
Hereditary conditions
u0026#149; Coveredu003cbru003eu0026#149; Standard waiting periods
Pregnancy and obstetrics
Illness caused by parasites
u0026#149; Coveredu003cbru003eu0026#149; No cover for conditions caused by external parasites, ticks, fleas or skin/ear mitesu003cbru003eu0026#149; Up to $2000 for tick paralysisu003cbru003eu0026#149; Standard waiting periodsu003cbru003eu0026#149; Some cover available under routine care option
Skin conditions
u0026#149; Coveredu003cbru003eu0026#149; Standard waiting periods
Snakebite
Covered as a specified injury
Vaccinatable Conditions
u0026#149; Coveredu003cbru003eu0026#149; Vaccine benefit available under routine care option
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